USDA VS FHA in Christopher, Franklin County, IL

In 2025, the USDA loan limit for Christopher in Franklin, IL, is $336,500. Similarly, the FHA limit for a single-family residence stands at $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, equipping you to choose the best program in tailored to your financial situation.

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2025 Loan Limits and Downpayment Requirements in Christopher, Franklin County, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Paths in Christopher, IL

Lendersa® aims to help you quickly obtain the best USDA or FHA loan with minimal hassle. Begin with one of three entry points to find matching lenders and secure USDA loan programs.

Lendersa USDA loan request with matching results

Details About USDA Loans in IL

A USDA home loan, supported by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. In contrast to FHA loans that necessitate a minimum of 3.5% down payment, USDA mortgage loans do not require any down payment, offering attractive terms for those looking to buy in rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Capital Advisors
  • 1801 Peachtree Street, Suite 150, Atlanta, GA, 30309
  • Mark Dodson, a mortgage broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning to the end of the process. Mortgage Capital Advisors NMLS #1184206 broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning
  • Harbor Private Equity
  • 1075 Peachtree Street NE, Suite 3650, Atlanta, GA, 30309
  • Harbor Equity management team has over 75 years experience in this marketplace with tens of millions of profits under its management. In 2009 residential, not commercial, real estate collapsed and the accompanying credit crunch afforded us the opportunity to pursue its management of a publicly held company.
  • Moreira Team
  • 1230 Peachtree St NE, Suite 1900A, Atlanta, GA, 30309
  • Moreira Team is a boutique mortgage broker and lender built to cater towards your financial needs, finding the best loan for your unique situation. We believe in a consultative “done-for-you” approach to getting a mortgage. That’s a fancy way of saying we treat you like family and make sure everything goes smooth
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  • 801 Main Street, Genoa, OH, 43430
  • GenoaBank, founded in 1902, is a locally-owned, independent community bank that provides a broad range of banking services to both business and private customers in counties of Lucas, Ottawa, Sandusky, Wood, Fulton, Erie and the Michigan County of Monroe. Since the time GenoaBank first opened its doors, it has continued to expand
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  • 102 Old Highway 15 Loop, Newton, MS, 39345
  • Here at Community Partners FCU, we are dedicated to you and all your financial needs. We've been around since 1971and with over 500 members and assets over $5 million, we strive to assist our members in receiving the best interest rates, loans, and member benefits. Our most important asset is our members.
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  • 119 Foxden Rd, Suite 100, Mars Hill, NC, 28754
  • USFScorp Commercial Bridge Loans. Bridge Loans for Commercial, Business, Short Term Real Estate Bridge Loans, Construction Bridge Loans, Bad Credit Bridge Loans. Contact Us Today for Info Or To Apply For Bridge Loans US A commercial bridge loan can provide many benefits such as providing the flexibility to take advantage of opportunities right
  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Space Age Tulsa Federal Credit Union
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  • Space Age Tulsa Federal Credit Union offers complete financial services including saving deposits, CDs, loans, online banking and other convenient services to meet all of your family's financial needs. As a member Space Age Tulsa Federal Credit Union, you can enjoy all the benefits credit union memberships have to offer.