USDA and FHA Pro and Con in Christopher, Franklin County, IL
In 2025, the USDA loan limit for Christopher in Franklin, IL, is $336,500. Similarly, the FHA limit for a single-family residence stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, equipping you to choose the best program in tailored to your financial situation.
2025 Loan Limits and Downpayment Requirements in Christopher, Franklin County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Paths in Christopher, IL
Lendersa® aims to help you quickly obtain the best USDA or FHA loan with minimal hassle. Begin with one of three entry points to find matching lenders and secure USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. In contrast to FHA loans that necessitate a minimum of 3.5% down payment, USDA mortgage loans do not require any down payment, offering attractive terms for those looking to buy in rural areas.
Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan.
Our goal is to put you in the home of your dreams while taking care of your long term financial health."
ACPE Federal Credit Union has been in the community for almost 54 years and we are still going strong. We have recently expanded our building to better serve our members. We have a friendly staff waiting to help you with any financial needs you may have. Call or stop in today!Credit Union has been in the community for almost 54 years
At UniWyo, we put people first - our members, our colleagues, everyone in our communities. In all we do - even the smallest interactions - we aim to better people's lives.
UniWyo Credit Union offers members unique account and loan options including Auto Loans, Mortgages, Xtraordinary Checking, Credit Cards and much more.
2900 Grand Avenue, Suite 13, Aspen Square laramie, WY, 82070
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Colonial is a national provider of banking, home loans and insurance. Founded in 1952, the company has $1 Billion in assets and is privately held by choice to ensure our focus remains on our customers and not the expectations of Wall Street. Colonial is rated “Five Stars – Highly Recommended” as one of the strongest financial institutions
Our mission is to provide products and services to our members with the goal of empowering them to understand the importance of financial stability and security, while offering tools to make sound financial decisions. Our vision is to be the pioneer of cutting edge financial products while maintaining exclusive membership benefits.
