USDA and FHA Pro and Con in Christopher, Franklin County, IL
In 2025, the USDA loan limit for Christopher in Franklin, IL, is $336,500. Similarly, the FHA limit for a single-family residence stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, equipping you to choose the best program in tailored to your financial situation.
2025 Loan Limits and Downpayment Requirements in Christopher, Franklin County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Paths in Christopher, IL
Lendersa® aims to help you quickly obtain the best USDA or FHA loan with minimal hassle. Begin with one of three entry points to find matching lenders and secure USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. In contrast to FHA loans that necessitate a minimum of 3.5% down payment, USDA mortgage loans do not require any down payment, offering attractive terms for those looking to buy in rural areas.
The Westmoreland Water FCU is a non-profit multiple group credit union that was federally chartered in 1953 and also To provide the best quality services available to meet the financial needs of our members. Offering these services at fair and competitive prices while safeguarding the assets of Westmoreland Water Federal Credit Union.
2900 Seminary Drive, Building G, Greensburg, PA, 15601
On September 24, 2018, Westmoreland Community Federal Credit Union changed its name to Pheple Federal Credit Union. People Helping People. That is what this credit union was about, is about, and will always be about. You are what matters. The people working inside of Pheple are just like those outside. Life happens to all of us.
Hempfield Area Federal Credit Union. Although our services are similar to a bank, we are a non-profit financial institution operating strictly for the benefit of our members. We strive to provide our members with higher yields on savings and lower rates on loans. Founded in 1959, our goal is to help each and every member attain a strong.
FirstEnergy Choice Federal Credit Union was chartered in 1935 and is a full-service, member owned, not-for-profit financial services organization dedicated to serving its membership. and also FirstEnergy Choice Federal Credit Union to coincide with our updated charter which offers membership to family members of existing members.
At Westmoreland Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
The First State Bank of Brownsboro was established in 1917 and has been locally owned since that time. We have become known to the community as The "Friendly Bank". Our bank offers an array of personal and business products with loans and deposit accounts that can fit everyone's needs.
Eglin Federal Credit Union has nine branches serving members in and around Okaloosa, Santa Rosa & Walton counties. The Credit Union serves active duty, retired military & local honorably discharged veterans; local civil service employees; employees of many area businesses; members living within our geographic field of membership; & their families.
First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.
