USDA and FHA Pro and Con in Cary, McHenry County, IL
In 2025, the USDA loan cap in Cary, McHenry county, IL, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to contrast today's best USDA and FHA rates. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to the best choice in for your finances.
2025 Loan Limits and Down Payment Requirements in Cary, McHenry, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Cary, IL
Lendersa® aims to provide you the best USDA or FHA loan quickly, without hassle. Choose from three starting points that connect you with matching lenders and USDA loan options.
USDA home loans are guaranteed by the U.S. Department of Agriculture, also known as USDA rural development loans or USDA mortgages, and are limited to rural areas. These loans require no down payment, compared to FHA loans that require at least 3.5% down.
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There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!
First Finance Lending is a Financial Consultant located in El Cajon, CA and has been servicing all of El Cajon and the surrounding areas for many years. We specialize in FHA Loans, Refinance, Mortgage Rates, Mortgage Lenders, Home Loan Rates, Conventional Loans, and Refinancing Mortgages. With First Finance Lending on your side,
Team Zara, a part of World Wide Credit Corporation, has over 12 years of experience and extensive knowledge in mortgage lending. With our in house lender we can offer speedy and exceptional services to you as a borrower. Our mission is to provide you with a fast, hassle-free loan that will minimize your stress as a borrower.
New West Investment Group, Inc. has been building homes in the San Diego region for over 40 years. We pride ourselves in creating value for our clients and have built relationships that have lasted decades. The projects we develop range from multifamily units and new subdivisions to custom homes.
360 West Lexington Avenue, Suite 100, El Cajon, CA, 92020
IQ Realty & Lending represent buyers and sellers of real estate properties across San Diego County, residential property, commercial property, land, business opportunities, property management & financing. We also offer- Sell A Home, Finance A Home, Commercial Real Estate, Buy Property, Sell Property, Buy A Home.
The Veteran Mortgage Centers team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage broker professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers