USDA Loan Vs. FHA loan pro & con Crystal-Lake, McHenry County, IL

In 2025, USDA loan limit in Crystal-Lake, county of McHenry, IL is $303,600 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Crystal-Lake, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

844-606-5626 Lender's profile and map Reviews Insight Loans 759 SW Federal Hwy, Stuart, FL, 34994 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(772) 692-8443 Lender's profile and map Reviews Castle & Cooke Mortgage, LLC 701 N Federal Hwy, Ste 207, Stuart, FL, 34994 Castle & Cooke Mortgage, LLC (NMLS #1251) is one of the nation's leading independent mortgage lenders with locations across the United States and over 300 employees. Since opening our doors in 2005, our dedication and successes have grown right alongside the communities we serve.
(307) 782-7400 Lender's profile and map Reviews UINTA BANK 695 Parkway Drive, Mountain View, WY, 82939 "Established in 1919 Uinta Bank is a community bank headquartered in Mountain View, Wyoming. Uinta Bank is proud to provide community banking to the individuals, families and businesses located in Uinta County, the Bridger Valley, Sweetwater County, and neighboring communities. Personal service has been a legacy passed from generation to gener
(406) 265-1241 Lender's profile and map Reviews Independence Bank 435 3rd Street, Havre, MT, 59501 Independence Bank, formerly known as First Security Bank, was founded in 1972 by a group of Havre business owners who saw a need for a community bank. The headquarters opened at its present Fifth Avenue location in March 1973. Since that time we have acquired branches in Poplar, Scobey, Malta and Glasgow. Building on our success
(239) 333-5431 Lender's profile and map Reviews Easy Mortgage LLC 618 SW 3rd St, Suite 160, Cape Coral, FL, 33991 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
239-829-1543 Lender's profile and map Reviews Fairview Lending 1425 Del Prado Blvd S., Cape Coral, FL, 33990 Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.
(432) 336-3331 Lender's profile and map Reviews The Pecos County State Bank 500 North Main Street, Fort Stockton, TX, 79735 The charter of the Pecos County State Bank was dated March 22, 1928. The bank opened for business on July 3, 1928, in the old First State Bank building located on the corner of First and Main in Fort Stockton, Texas. Opening Capital was $25,000.00 with a surplus of $6,250.00. The first officers were J.M. Montgomery,
(239) 295-7868 Lender's profile and map Reviews Florida Family Funding LLC 3812 Kittyhawk Drive, Fort Myers, FL, 33905 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(239) 320-3456 Lender's profile and map Reviews Genesis Mortgage Group LLC 2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
800-530-2680 Lender's profile and map Reviews Epic Funding 2180 West First Street Ste 540, Fort Myers, FL, 33901 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
561-827-5744 Lender's profile and map Reviews Jet Real Estate 5734 SW Quail Hollow St., Palm City, FL, 34990 ## Welcome to Jamison Troutman Real Estate ### Your Trusted Partner in Real Estate Financing At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
(201) 988-9650 Lender's profile and map Reviews CasaBella Financial Services LLC 2265 Southwest Mapp Road, Palm City, FL, 34990 We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Realize the dream of homeownership.