USDA Loan Vs. FHA loan for Lakewood, IL [McHenry County Rates 2023]

In 2025, USDA loan limit in Lakewood, county of McHenry, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Lakewood, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(314) 878-7900 269 miles Lender's profile and map Reviews First Integrity Mortgage Services 1807 Park 270 Drive, Suite 265, St. Louis, MO, 63146 Our reputation makes us far from a secret. However, some people may be unfamiliar with our private Mortgage Banking firm. Unlike big-tent lenders, we refuse to flood our clients with unwanted cross-selling offers of credit cards, money markets, auto loans. Clients come to us from sources more powerful than television, radio or any print media.
(314) 567-4653 269 miles Lender's profile and map Reviews Golden Oak Lending 11737 Administration Drive, Saint Louis, MO, 63146 Golden Oak Lending, we speak mortgage and love translating it for you.The mortgage industry is full of technical, industry-based terminology and our local, experienced loan officers will help you make sense of it all in an easy-to-understand way. Our team uses this knowledge to align the right loan program that fits your needs & puts more savings.
(618) 445-2344 269 miles Lender's profile and map Reviews Citizens National Bank of Albion 10 West Elm Street, Albion, IL, 62806 Citizens National Bank of Albion is one of the leading privately-held financial institutions in Southern Illinois and this area's most trusted lender. We offer personalized customer care and the newest in banking technologies. Headquartered in Albion, Illinois and operating banking centers in Olney, Bridgeport, Lawrenceville, Crossville.
(313) 963-6060 269 miles Lender's profile and map Reviews Electrical Workers Local CU 1366 Porter Street, Detroit, MI, 48226 At Electrical Workers Credit Union, it's business as usual, even in this unusual environment. We've always believed in conservative, careful business practices. After all, we know that it isn't just our money that's at stake, it's yours. As always, your deposits are insured by the National Credit Union Association (NCUA).
(313) 965-8640 269 miles Lender's profile and map Reviews One Detroit Credit Union 630 Howard Street, Detroit, MI, 48226 In 1935, we were formed as the Detroit Newspaper Industrial Credit Union, to serve people who worked in the newspaper industry. In the 1970s, we changed our name to be more inclusive of industries such as radio, television, printing, and publishing. We chose Communicating Arts Credit Union, the name most of us associate with our credit union.
(313) 305-0582 269 miles Lender's profile and map Reviews LVRG Funding 615 Griswold St, Suite 700, Detroit, MI, 48226 The products offered by LVRG, LLC. can be small business loans, lines of credit, term loans, merchant cash advances, or other business funding products. These products are not consumer loans. All products mentioned may be provided by third parties and are subject to lender approval. Your loan agreement will identify the loan issuer prior to your si
(800) 966-8200 269 miles Lender's profile and map Reviews Direct Financial 600 Lafayette E, Detroit, MI, 48226 Direct Financial is a division of New England Federal Credit Union (NEFCU), a financial institution headquartered in Vermont with a 50-year record of successfully helping members improve their financial conditions. Members served through Direct Financial are members of NEFCU. Anyone who lives, works, or studies in the Michigan
(248) 340-9310 269 miles Lender's profile and map Reviews Cornerstone Community Financial Credit Union 44911 Mound Rd, Sterling Heights, MI, 48314 Cornerstone Community Financial is a progressive full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, the credit union offers financial products and services ranging from share certificates to Visa® credit cards to online banking.
(586) 997-2529 269 miles Lender's profile and map Reviews Lakeside Advantage Mortgage Inc 50712 Van Dyke Avenue, Shelby Township, MI, 48317 Lakeside Advantage Mortgage is focused on helping clients with their home financing needs throughout the state of Michigan. We’re committed to educating the client on the best loan programs available in an ever changing market place. Whether you are looking for a new home, refinancing your existing home or changing the loan term.
(877) 594-8400 269 miles Lender's profile and map Reviews Younited Mortgage LLC 8641 Hall Road, Suite 4, Utica, MI, 48317 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.