USDA VS FHA in Fox-River-Grove, McHenry County, IL
In 2026, the USDA loan limit in Fox-River-Grove, located in the county of McHenry, IL, is set at $303,600. Meanwhile, the FHA limit for a single-family home is $379,500.
Use the Lendersa® USDA loan calculator to contrast today's top USDA versus FHA rates, assessing the required income, credit, reserves, and supporting documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, facilitating the decision on which program in best fits your financial situation.
2026 Loan Limits and Downpayment Requirements in Fox-River-Grove, McHenry County, IL
Loan Type
Loan Limit
Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fox-River-Grove, IL
Lendersa® aims to fast-track getting you the ideal USDA or FHA loan with ease. Choose one of three entry points that lead to matching lenders and loan programs.
A USDA home loan, supported by the Department of Agriculture, also goes by USDA rural development loan or USDA mortgage and is exclusive to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
anny Poulos and the Elite Lending at Milestone Mortgage have been proudly serving the mortgage needs of our community for over 25 years providing home loans as a Jupiter, FL mortgage company, broker, banker and lender. * Educator of the Year Awardee - JTHS Council of the Miami Association of Realtors 2017
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We offer all Residential Loan programs ranging from VA, FHA & USDA, to Conventional, Jumbo, Subprime and Hard Money Loans. We specialize in both purchase and refinance transactions for your primary residence, your vacation home, and your investment properties. We work with you from the beginning to the end, taking a seemingly complex process.
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