USDA and FHA Pro and Con in Le-Roy, McLean County, IL
In 2025, the USDA loan ceiling for Le-Roy, located in McLean county, IL, is $285,000. In contrast, the FHA cap for a single-family residence is $356,362.
Make use of the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, and assess the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the most appropriate program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Le-Roy, McLean County, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Le-Roy, IL
The aim of Lendersa® is to quickly secure you the best USDA or FHA loan without the hassle. Begin with one of three starting paths to identify matching lenders and USDA loan options.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Commercial Bank of Texas is solidly positioned to enter its second century of providing successful banking practices predicated on sound and prudent operating standards. Currently, CBTx has over 150 employees in eight communities and the bank's Board of Directors and Officers are personally involved in the communities they serve.
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Planbloan is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5, 000. Not all lenders can offer you amounts up to $5, 000. Our service is not available in all states.
The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.
Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas!
Under new management since 2020.
To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.
Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.
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