USDA Vs. FHA Pro and Con comparison in Heyworth, McLean County, IL
In the year 2025, the USDA loan ceiling in Heyworth, located in the county of McLean, IL, is set at $336,500. Simultaneously, the FHA limit for a single-family home is $472,030.
Take advantage of Lendersa®’s USDA loan calculator to compare the latest USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you to decide which option in suits your financial needs best.
2025 Loan Limits and Down Payments in Heyworth, McLean County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Heyworth, IL
The primary aim of Lendersa® is to facilitate the swift and seamless acquisition of the best USDA or FHA loan tailored to your needs. Choose one of three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. This loan is exclusive to rural areas. Contrary to FHA loans, which require a 3.5% down payment, a USDA mortgage necessitates no initial payment.
3201 Jermantown Road, Suite 800, Fairfax, VA, 22030
First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove ourselves on every loan, we have gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.
11350 Random Hills Rd, Suite 720, Fairfax, VA, 22030
Adler Private Lending, we’re specialists in commercial lending and real estate investments. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors. Renowned for an entrepreneurial spirit combining unique creativity, flexibility, and the ability to perform
4100 Monument Corner Dr, Suite 220, Fairfax, VA, 22030
Our mission is to provide financing for all types of residential mortgage transactions. As a direct lender, we control the process from start to finish; we make the loan decision. All of our loans are processed, underwritten, & closed locally.Our team of loan officers and professionals are equipped with a level of experience that is second to none.
Adler Financial Group is an entrepreneurial family partnership seeking investment opportunities which forward the success of our partners, employees, clients, and vendors. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors.
Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.
The Bank of Vici acquired an organizational charter date of October 22, 1902. In 1914, the Bank of Vici consolidated with the First Bank of Cestos with John F Windolph as the principal organizer and was its first president, a position he held until his death in 1956. The Bank of Vici celebrated its 100th anniversary on October 22, 2002.
At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.
Peoples Bank of Red Level is located in Red Level, AL, United States and is part of the Depository Credit Intermediation Industry. Peoples Bank of Red Level has 7 total employees across all of its locations and generates $605,000 in sales (USD).
Our goal is to be an outstanding community bank by understanding our customers’ needs
