USDA Vs. FHA Pro and Con comparison in Fairview-Heights, St. Clair County, IL
For 2025, the USDA loan cap in Fairview-Heights, St. Clair county, IL, is $285,000, while the FHA limit for a single-family home stands at $356,362.
Take advantage of Lendersa® USDA loan calculator to evaluate the best rates available for USDA vs FHA loans today, figuring out the required income, credit, reserves, and necessary qualification documents. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to determine the optimal program for your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Fairview-Heights, St. Clair, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fairview-Heights, IL
Lendersa®'s goal is to ensure you receive the best USDA or FHA loan without hassle. Choose one of three pathways that align you with lenders and USDA programs.
A USDA home loan, supported by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is available solely in rural locales. Unlike FHA loans needing at least 3.5% down payment, USDA loans have no down payment requirement.
Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.
VAPR FEDERAL CREDIT UNION is a nonprofit cooperative founded in 1950 and organized to provide our members with low-cost financial services. We are governed by a volunteer Board of Directors, elected by and for the partners. Being a member of the Cooperative is a privilege that is recognized exclusively to employees in our field of associates.
Avenida Sánchez Osorio, 3BS-5, Via 60, Carolina, PR, 00983
Home Mortgage Bankers is a purely Puerto Rican mortgage bank. Founded in 2005 by its president and chief executive officer, Mr. Luis Ramírez Vicens. Mr. Ramírez has over 25 years of banking experience in Puerto Rico.
Our purpose has always been to provide an excellent service with an immediate response.
4608 Tutu Park Mall, Suite 100, St Thomas, VI, 00802
Merchants Commercial Bank was created to provide state-of-the-art financial resources and solutions to the Virgin Islands business and professional community. MCB is a Virgin Islands chartered, FDIC insured, boutique commercial bank bringing state-of-the-art internet and traditional banking services to the Virgin Islands community.
St. Thomas Federal Credit Union (STTFCU) is a non-profit financial organization with over 7, 500 members and assets of over $78 million dollars. Since 1952, STTFCU has been an integral part of the Virgin Islands community. We provide our members with opportunities to save, borrow, and improve their overall financial wellness.
Frederiksted Federal Credit Union located in historic downtown Frederiksted, St. Croix, U.S.V.I. We here at FFCU have been serving the Virgin Island community for over six decades. We take pride in the strong, personable, and long lasting relationships that we have built with our members throughout the years.
The Christiansted Federal Credit Union is a member owned, non-profit financial institution that reinvests its members’ money and provides a full range of personal and affordable financial services to our community. Our goal is to stimulate community development by providing a safe, sound, democratic alternative to traditional banking.
Tongass Federal Credit Union is a not-for-profit financial cooperative. TFCU is nestled in remote Southern Southeast Alaska and based out of Ketchikan, often called "Alaska's First City." TFCU has four branches: Ketchikan, Klawock, Metlakatla, and Wrangell and four community Microsites: Thorne Bay, Hydaburg, Kake, and Hoonah.
For over 95 years, First Bank has been providing financial services to Southeast Alaska. We are proud to have built a solid reputation of providing the best financial services to generations of residents in our communities.
First Bank is a local Bank that's been serving Southeast Alaska since 1924. We know our community, its citizens
True North Federal Credit Union, chartered in 1948 as a not-for-profit full-service cooperative financial institution and also True North Federal Credit Union is dedicated to your financial well-being while providing convenient access to valuable products and services. Learn more about the spirit of our credit union.
