USDA Vs. FHA Pro and Con comparison in Fairview-Heights, St. Clair County, IL
For 2025, the USDA loan cap in Fairview-Heights, St. Clair county, IL, is $285,000, while the FHA limit for a single-family home stands at $356,362.
Take advantage of Lendersa® USDA loan calculator to evaluate the best rates available for USDA vs FHA loans today, figuring out the required income, credit, reserves, and necessary qualification documents. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to determine the optimal program for your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Fairview-Heights, St. Clair, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fairview-Heights, IL
Lendersa®'s goal is to ensure you receive the best USDA or FHA loan without hassle. Choose one of three pathways that align you with lenders and USDA programs.
A USDA home loan, supported by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is available solely in rural locales. Unlike FHA loans needing at least 3.5% down payment, USDA loans have no down payment requirement.
First New York Federal Credit Union, originally Schenectady Teachers Federal Credit Union, was federally chartered in 1937 to serve the teachers of the Schenectady City School district. Today First New York has eight Branch locations and three FNY Express Teller Kiosks, serving over 34, 000 members, and is one of the strongest financial institution
CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $2 billion in assets and 12 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier
Fort Orange Funding, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
Stockbridge Capital, LLC has been an industry leader in the acquisition and management of vacant land real estate assets throughout the nation. With a primary focus on portfolios comprised of vacant land loans as well as REO, the firm is also involved in purchasing portfolios secured by mobile homes and land.
Over the past 30 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you’d expect from a home lending partner with deep roots in the credit union movement.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Homeowners Advantage provides affordable home real estate loan options to homebuyers, homeowners, credit unions, real estate professionals, investors and builders in order to make the dream of owning a home a reality. We provide the highest level of integrity, professionalism and customer service in the mortgage industry.
CMN Funding is a financial services company that specializes in the needs of the commercial client. CMN is a full service outlet for many types of commercial financing. Our primary focus is to obtain funding for commercial real estate transactions.
Our company pledge is to work very hard to find the right home for every deal. CMN has long standi
NY Bravest Federal Credit Albany Firemen took a giant step in controlling their own financial future. They formed the 609th federal credit union in the United States. Of the 800 credit unions that were formed that first year, we currently are 1 of 104 still remaining. There have been over 25, 000 credit unions throughout the last 80 plus years
3270 Suntree Blvd, Suite 1118, Melbourne, FL, 32940
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
