USDA and FHA Pro and Con in Fairview-Heights, St. Clair County, IL
For 2025, the USDA loan cap in Fairview-Heights, St. Clair county, IL, is $285,000, while the FHA limit for a single-family home stands at $356,362.
Take advantage of Lendersa® USDA loan calculator to evaluate the best rates available for USDA vs FHA loans today, figuring out the required income, credit, reserves, and necessary qualification documents. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to determine the optimal program for your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Fairview-Heights, St. Clair, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fairview-Heights, IL
Lendersa®'s goal is to ensure you receive the best USDA or FHA loan without hassle. Choose one of three pathways that align you with lenders and USDA programs.
A USDA home loan, supported by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is available solely in rural locales. Unlike FHA loans needing at least 3.5% down payment, USDA loans have no down payment requirement.
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Counselors Mortgage Corporation is a residential mortgage lender founded We provide residential mortgage solutions for homeowners, home-buyers and their realtors. We offer a full range of loan products including conventional, FHA, VA and USDA loans, at competitive interest rates.
We got our start as a small business, a small bank in a small town, way back in 1927. Through 4 generations, we've provided banking and insurance services to the communities where we live and work. Our founder, A.C. Brown, always said, “Take care of the customer.” It’s a promise we intend to stick to. and our mission We believe in the commitment to
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Jarrettsville Federal Savings and Loan Association
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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S
