USDA and FHA Pro and Con in Caseyville, St. Clair County, IL

In 2025, the USDA loan limit for Caseyville, within St. Clair County, IL, is $336,500, while the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator allows you to compare the top USDA versus FHA rates available today. Determine the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best matches your financial needs.

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2025 Loan Limits and Downpayment Requirements in Caseyville, St. Clair County, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Caseyville, IL

The mission of Lendersa® is to swiftly secure for you the best USDA or FHA loan with minimal hassle. Start with one of three entry points to connect with matching lenders and explore USDA loan programs.

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Explaining USDA Loans in IL

A USDA home loan, supported by the government's Department of Agriculture, sometimes referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans demanding a minimum 3.5% down payment, USDA mortgages require none, making them an attractive choice for eligible borrowers in qualifying rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Xcellence Mortgage, INC
  • 10508 N Kendall Dr, Miami, FL, 33176
  • Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.
  • M.C. Financial Group, Inc.
  • 11160 N. Kendall Drive, Suite 106, Miami, FL, 33176
  • At M.C. Financial Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Columbus Capital Lending - Tamiami
  • 9955 N Kendall Drive, 2nd Floor, Miami, FL, 33176
  • Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.
  • Bank of Bridger
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  • Bank of Bridger is your locally owned and operated community bank. With offices in South Central Montana and Northern Wyoming, we provide service and accessibility like no other bank can. Our strength lies in our philosophy to allow local decision making at each of our branches. Bank of Bridger was first Chartered in August of 1915.
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  • Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.
  • MPS Credit Union
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  • MPS Credit Union was created in 1928 when a small group of postal workers got together and opened the credit union doors for business. In January 1930 the credit union was chartered under the state charter as Miami Postal Service Credit Union. At MPS Credit Union, each voice is heard since it is our job to see that we are offering.
  • Eastern National Bank
  • 9700 South Dixie Highway, Suite 710, Miami, FL, 33156
  • Providing tailored banking services, and financial solutions, to our local communities and global markets, since 1969. Our history, of supporting individuals, entrepreneurs, businesses, and banks, in South Florida, and Latin America, has helped shape our communities, and our future, while protecting our customers, and shareholders.
  • Foreclosure Prevention
  • 8950 SW 74 court, Suite 2201, Miami, FL, 33156
  • Henry Diez Owner at Quality Service Realty, IncQuality Service Realty was founded in 1995 to provide you with the best quality of service in real estate. With 16 years of helping hundreds of families and with countless closed transactions we have the experience and knowledge to help you achieve your real estate goals.
  • Thomas D. Wood and Company
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  • Thomas D. Wood and Company is a privately held real estate investment banking firm specializing in Florida’s commercial and Multi-family real estate capital markets. Founded in 1987 by Thomas D Wood Sr. and Thomas D Wood Jr, the company has become one of Florida’s premiere real estate lenders