USDA VS FHA in Highwood, Lake County, IL

In 2025, USDA loan limit in Highwood, county of Lake, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Highwood, county of Lake, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Highwood, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Prosperity Mortgage
  • 900 Heavenfield Dr, Edmond, OK, 73034
  • Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.
  • Land Run Mortgage
  • 6312 Blue Sage Road, Edmond, OK, 73034
  • The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Oklahoma AgCredit
  • 3033 Progressive Drive, Edmond, OK, 73034
  • Oklahoma AgCredit is part of the Farm Credit System that supports rural communities and agriculture with reliable and consistent credit today and tomorrow. We provide loans, leases and financial services to farmers, ranchers and rural businesses and homeowners in 60 counties in eastern and central Oklahoma.
  • Spurr Mortgage Corporation
  • 233 East 10th Street Plaza, Suite 3, Edmond, OK, 73034
  • Spurr Mortgage is a locally and family owned mortgage company in Edmond, Ok helping homeowners since 1990 by Harold Spurr. Spurr Mortgage has stayed true to its mission to provide outstanding home mortgage services in Edmond and throughout Oklahoma. Spurr Mortgage has the distinct honor of being the only remaining mortgage broker in the state.
  • Manufactured Home.Loan
  • 101 E Hurd St F, Edmond, OK, 73034
  • "MHL and eLEND combine great rates and a wide range of Manufactured and Modular Home loan options, with over 20 years of industry expertise, and excellent customer service. We’re always just a call, message Being a customer-focused company means we take great pride in our customer service."
  • Montgomery VA Federal Credit Union
  • 345 Perry Hill Road, Montgomery, AL, 36109
  • The credit union was founded in 1946 by employees of the Veterans Administration in Montgomery, AL. It is our mission to offer quality service with a personal touch, ensure profitability & preserves the tradition of being a safe & secure member-owned cooperative.Membership in the credit union requires ownership of one or more shares of $25.00 each.
  • ASE Credit Union
  • 1000 Interstate Park Drive, Montgomery, AL, 36109
  • ASE Credit Union was established in 1954 as the Alabama State Employees' Credit Union. Years later, ASE was granted a Community Charter and we have been able to open our doors to everyone! If you live, work, worship or attend school in the 8 counties surrounding Montgomery, AL then you can join, too!Credit Union was established in 1954
  • Redwood Mortgage Company
  • 40 Tanner Street, Suite 2, Haddonfield, NJ, 08033
  • Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.
  • Bluestone Commercial Capital LLC
  • 41 Grove St, Haddonfield, NJ, 08033
  • Bluestone Commercial Capital LLC was formed to meet the needs of business owners and real estate investors who require short-term capital and are either unable or unwilling to borrow from traditional banks. Seeking credit has become increasingly difficult for the self-employed. The loan packages required by commercial lenders
  • Welcome Mortgage Corp
  • 700 Route 130 N, Suite 207, Cinnaminson, NJ, 8077
  • At Welcome Mortgage, we offer custom solutions for your financing needs. Our qualification process is simple and quick, and we guide you from loan application to closing. We provide expertise and education every step of the way in-person and virtually, without any automated systems.