In 2025, the USDA loan limit in Highland-Park, located in the county of Lake, IL, is set at $0, whereas the FHA limit for a single-family residence is $379,500.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast the optimal USDA and FHA rates today, identifying the income, credit standing, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best plan for your specific financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $379,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The primary aim of Lendersa® is to connect you to the most suitable USDA or FHA loans swiftly and without difficulty. Choose from three initial points to match with lenders and USDA loan opportunities.
A USDA home loan, alternatively known as a USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and is accessible solely in rural areas. Distinct from FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment, offering a unique financial advantage.
Enter your location to find out if it qualifies for USDA rural housing loan?
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