USDA Loan Vs. FHA loan pro & con for DeKalb, DeKalb County, IL

In 2025, USDA loan limit in DeKalb, county of DeKalb, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in DeKalb, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 350-9996 653 miles Lender's profile and map Reviews Mid-Atlantic Financial Group 1829 Reisterstown Road, Suite 350, Pikesville, MD, 21208 Mid-Atlantic Financial Group, LLC is a commercial mortgage brokerage firm in Baltimore, Maryland that specializes in financing for non-owner residential and commercial real estate. With over 10 years of commercial real estate experience, we are able to help structure and fund those tough non-bankable situations.
(410) 415-6669 653 miles Lender's profile and map Reviews Ronis Mortgage Network Inc 4510 Coffee Tree Court, Pikesville, MD, 21208 Ronis Mortgage Network, Inc. is a full-service mortgage company committed to provide you with personal service. The owner, Bruce Ronis, will review all your options with a no cost in home consultation. We get you the lowest rates possible and provide the attention and service you deserve.
(410) 486-3911 653 miles Lender's profile and map Reviews First Trust Financial LLC 1700 Reisterstown Road, Suite 122, Pikesville, MD, 21208 First Trust Financial, LLC is a boutique mortgage lending firm that helps homebuyers find and secure competitive home loans. We develop customized finance packages tailored to our clients’ needs and take pride in the one-on-one counseling that our team of experts provides along the way.
(855) 200-4663 653 miles Lender's profile and map Reviews OM Mortgage LLC 1709 Reisterstown Road, Suite 210-211, Pikesville, MD, 21208 OM Mortgage is a multi-state residential mortgage brokerage committed to one thing: YOU. We put you and your family above all else to make sure you get a low rate on the best mortgage product, fair fees, an unmatched service and advice. Our team of experts has a combined 100+ years in the mortgage industry.
(410) 358-1010 653 miles Lender's profile and map Reviews Cofmar Financial Inc 31 Walker Ave, Pikesville, MD, 21208 Cofmar Financial Inc. is guided by relentless focus on our customers. We deliver operational excellence in every corner of the Company and meet or exceed our commitments to all our customers. All of our long-term strategies and short-term actions are molded by a set of core values that are shared by each and every employee.
(410) 346-2796 653 miles Lender's profile and map Reviews Pimlico Capital LLC 600 Reisterstown Rd, Suite 602, Pikesville, MD, 21208 Pimlico Capital is a hard money lender based in Baltimore, Maryland. We are a direct lender (not a broker) and leading provider of hard money financing in all 50 states. Our team has real estate investor experience and knows what it takes to be successful in today’s competitive market.
410 580 0878 653 miles Lender's profile and map Reviews Trius Lending Partners 1104 Kenilworth Dr Suite 501, Towson, MD, 21208 Trius Lending Partners is a direct, private money and hard-money lender with headquarters in Maryland and the Mid-Atlantic.We lend on residential investment properties, fix and flip and rehab projects as well as commercial properties throughout the Mid-Atlantic region.We take into account the borrower, property, area and the overall opportunity.
(240) 615-6000 653 miles Lender's profile and map Reviews Vantage Loans Finance Corp 10610 Rhode Island Avenue, Beltsville, MD, 20705 Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.
(318) 292-4571 653 miles Lender's profile and map Reviews Marion State Bank 345 Main Street, Marion, LA, 71260 At Marion State Bank, we take the time to get to know you, our friends and neighbors. This dedication to service is only part of the package. With the latest advancements in mobile and online banking, our staff will help you stay connected to your money at all times. We may be small, but we’re doing big things. Come see for yourself.
(580) 822-3300 653 miles Lender's profile and map Reviews First National Bank in Okeene 124 N. Main, Okeene, OK, 73763 First National Bank in Okeene, Oklahoma was organized September 25th, 1916, with paid in capital of $25, 000.00, with the following officers and directors; J.P. Roetzel, President; D.M. Slonecker, Vice- President; G.F Roetzel, Cashier; B.C. Sahm, Director; and Dr. L.M. Murdoch, Director.
(607) 763-6565 653 miles Lender's profile and map Reviews UHS Employees Federal Credit Union 33-57 Harrison Street, Johnson City, NY, 13790 UHS Employees Federal Credit Union has been open since 1974. The credit union has assets totaling $23.59 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
(888) 532-5674 653 miles Lender's profile and map Reviews US Mutual Home Loans Inc 201 International Circle, Suite 230, Hunt Valley, MD, 21030 We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.