USDA and FHA Pro and Con in Elburn, Kane County, IL
As of 2025, the USDA loan limit for Elburn, within Kane county in IL, stands at $336,500. In contrast, the FHA limit for a single-family home reaches $472,030.
Use the Lendersa® USDA loan calculator to explore today's best rates between USDA and FHA loans. Establish the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to inspect USDA, FHA, Conforming, and VA options side by side, aiding you in picking the most appropriate program in for your financial circumstances.
2025 Loan Limits and Down Payment Needs in Elburn, County of Kane, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Programs in Elburn, IL
Lendersa®'s aim is to provide you with the optimal USDA or FHA loan promptly and effortlessly. Choose among three starting points that connect you with lenders and USDA loan options that are tailored to your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, providing significant advantages to eligible borrowers.
Desert Rivers is an NCUA founded in 1957 and has approximately $54.69 millions in assets and also Serving residents of Southeast Utah with a full range of financial products, with our locations in Green River, Moab, Monticello and Blanding. We also are pleased to offer a nationwide network of Branches and ATMs through shared branching.
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In June 1957, approval was given by appropriate governmental agencies for a national bank in Cortez, Colorado. The First National Bank was to be located on the corner of Main and Elm Streets, in the heart of Cortez. The stockholders of J.J. Harris Bank voted to consolidate with First National Bank, Cortez.
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5580 8th Street West, Unit 10, Lehigh Acres, FL, 33971
With over 14 years experience in the mortgage and real estate industry, Steve is a Boston native and moved to SWFL in 2003. Steve is as an experienced professional with the knowledge and expertise that you need to explore the many financing options available in today’s ever-changing mortgage environment.
1639 Cape Coral Pkwy E, Suite 208, Cape Coral, FL, 33904
Stonesfgsmall Funding Group offers over 30 years of Financial Service expertise. With our experience and knowledge, our clients can access general business consulting covering income development, financial analysis, marketing evaluation and realignment as well as business efficiency and enhancement services.
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