USDA Vs. FHA your options comparison in Elburn, Kane County, IL
As of 2025, the USDA loan limit for Elburn, within Kane county in IL, stands at $336,500. In contrast, the FHA limit for a single-family home reaches $472,030.
Use the Lendersa® USDA loan calculator to explore today's best rates between USDA and FHA loans. Establish the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to inspect USDA, FHA, Conforming, and VA options side by side, aiding you in picking the most appropriate program in for your financial circumstances.
2025 Loan Limits and Down Payment Needs in Elburn, County of Kane, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Programs in Elburn, IL
Lendersa®'s aim is to provide you with the optimal USDA or FHA loan promptly and effortlessly. Choose among three starting points that connect you with lenders and USDA loan options that are tailored to your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, providing significant advantages to eligible borrowers.
American Bank & Trust We offer many home financing options, such as: conventional mortgage loans, VA mortgage loans, FHA mortgage loans, Rural Housing Development Loans, Construction loans and Home Equity Lines of Credit. To get started and apply online, visit our mortgage loans site.
Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.
First Community Bank is interested in the financial wellbeing of our valued customers. Listening to your needs is the first step in supporting and guiding your financial success. Our caring and knowledgeable staff are here to listen and recommend quality financial products and services to help you reach your goals.
Faith Credit Union was initially organized to meet the financial needs of members of Cleveland’s Second Mt. Sinai Baptist Church. Since then the credit union, which is a not-for-profit and tax-exempt entity under the Internal Revenue Code, has expanded community-wide and now provides a full range of credit, savings, transaction services.
Taleris Credit Union (TCU) is made up of groups of people, related by a common bond, who pool their savings into a fund from which each may borrow should the need arise. This philosophy of “People Helping People” has been the cornerstone of TCU for over 80 years. TCU is a democratically operated financial institution owned and operated by its membe
6100 Rockside Woods Drive, Suite 150, Independence, OH, 44131
In 1953, the big expansion took place and the credit union was renamed Cleveland Teamsters Credit Union. Its assets, which had climbed from $2, 666 in 1940 to $352, 000 in 1952, suddenly zoomed to just under $572, 555 in 1953, to nearly a million in 1955. The credit union has since experienced steady growth.
Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
4 Summit Park Drive, Suite 200, Independence, OH, 44131
NLC Loans support your personal goals and dreams so that you and your family can live the life you want and deserve. Whether you’re buying your first home, your next home, or refinancing, we’ve got your back. NLC Loans is a leading, full-service, residential mortgage lending and mortgage refinance company.
"Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates.
Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"
