USDA and FHA Pro and Con in Sycamore, DeKalb County, IL
For the year 2025, the USDA loan limit in the city of Sycamore, located in the county of DeKalb, IL, is set at $336,500. In comparison, the FHA loan limit for a single-family home is $472,030.
To determine the best rates available today, use the Lendersa® USDA loan calculator to compare USDA versus FHA options. This tool helps you assess necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans side-by-side, guiding you to the best financial program in for your needs.
2025 Loan Limits and Down Payment Criteria in Sycamore, DeKalb, IL
Type of Loan
Limit
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Sycamore, IL
Lendersa®'s mission is to secure the most favorable USDA or FHA loan for you quickly and hassle-free. Begin with any of the three options to align with suitable lenders and USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, intended for rural locales only. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans have no down payment obligation.
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Whether you are a new borrower or an experienced real estate investor, Uncaged Capital LLC will guide you every step of the loan process. We have a unique perspective on the loan process and ensure a supportive m
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315 Montgomery Street, 10th Floor, San Francisco, CA, 94104
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One Sansome Street, Suite 1500, San Francisco, CA, 94104
Founded in 2019, Capital Bridge Partners a San Francisco-based private real estate lending and investment firm specializing in bridge loans, mezzanine and joint venture financing as well as providing alternative investment solutions Our Principals have over 40 years of collective real estate industry experience.
100 Bush Street, Suite 1500, San Francisco, CA, 94104
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Your Townsend Commercial Lending Team has a combined experience of over 100 years in the industry. As part of the APMC Family we take great pride in closing over $20 billion in loan production yearly and being ranked as one of the Top 15 Mortgage Companies in America (by Mortgage Executive Magazine).
