USDA Vs. FHA your options comparison in Sycamore, DeKalb County, IL

In 2025, USDA loan limit in Sycamore, county of DeKalb, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Sycamore, county of DeKalb, IL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Sycamore, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Onetime Mortgage LLC
  • 1803 Research Blvd, Suite 102, Rockville, MD, 20850
  • Onetime Mortgage is a multi state residential mortgage licensed company with headquarters in Rockville, Maryland. We have dedicate team of loan processors and state licensed mortgage loan officers for real human communications along with paperless all 100% digital application process.
  • Precision Mortgage, LLC
  • 932 Hungerford Drive, Unit 20B, Rockville, MD, 20850
  • At Precision Mortgage, we value your time, so we have streamlined our application process for you. Apply for and upload your mortgage documents through our online portal, allowing us to match you with the best available loan product! We can place all types of mortgages including purchases.
  • Equity United Mortgage Corporation
  • 1395 Piccard Drive, Suite 330, Rockville, MD, 20850
  • Equity United Mortgage Corporation provides a service & not just a product. We don't just originate your loan. We guide & advise you through the mortgage process show you how to avoid choosing the wrong mortgage & how to capitalize on the best opportunities for you. Our consultants will give you the personalized attention that you deserve.
  • The Mortgage Link Inc
  • 3 Research Place, Suite 103, Rockville, MD, 20850
  • we love mortgages and we love helping our clients achieve their goals. Your successes are our successes. Much like a suit, we know that one size does not fit all. Our job is to provide you with high quality loan programs that are tailored to fit your specific needs, with some of the most competitive rates in the nation.
  • Apex Home Loans, Inc
  • 2400 Research Boulevard, Suite 400, Rockville, MD, 20850
  • Apex Home Loans, Inc. is a local mortgage lender headquartered in Montgomery County, MD. Apex focuses on delivering superior customer experiences and takes pride in helping people achieve their dream of owning a home. We’re like you: fellow homeowners, active community members, and family-focused individuals.
  • Greenbriar Lending
  • 9710 Traville Gateway Dr # 295, Rockville, MD, 20850
  • Greenbriar Lending, LLC. has rapidly become one of the most respected private lenders in the industry. Our mission is to provide our customers with the capital and knowledge to insure profitability on all of their real estate transactions. We are self-funded and provide our clients with swift and flexible commercial financing options. We focus on
  • ACC Mortgage Inc.
  • 1801 Research Blvd, Suite 410, Rockville, MD, 20850
  • For over 20 years, All Credit Considered Mortgage, Inc. (ACC Mortgage) has been committed to bettering the community and the financial positions of its customers. Our focused, philosophy-driven lending has positioned ACC Mortgage as a leading private money company in the Washington DC market to now offering it's products in 21 states and the Distri
  • Commercial Lending USA
  • 8500 Leesburg Pike Suite 411, Tysons, VA, 22182
  • As a small business owner, your top priority is growing your business, and purchasing real estate, renovating a property you already own or refinancing real estate debt can be a great way. We are offering SBA, commercial, construction, and lite/ no doc commercial loans. This is the center of your one-step solution!
  • Consilium Development
  • 1934 Old Gallows Road, Suite 350, Vienna, VA, 22182
  • Consilium Development, LLC provides hard money and commercial loans to real estate investors throughout the United States. Call us today at 1-800-970-6208; [email protected] money and commercial loans to real estate investors throughout the United States. Consilium helps fellow professionals and entrepreneurs add rapid
  • 4 Ever Lending USA
  • 8245 Boone Blvd, Suite 450, Vienna, VA, 22182
  • 99% of 4Ever Lending USA’s team are now Homeowners. We’ve engineered our processes to get our clients the best rates, customized lending options that help them close 3x faster than the industry average. If you’re on a deadline…we’re here for you. Our team of experts is available 24/7 365,