USDA Vs. FHA your options comparison in Sycamore, DeKalb County, IL
For the year 2025, the USDA loan limit in the city of Sycamore, located in the county of DeKalb, IL, is set at $336,500. In comparison, the FHA loan limit for a single-family home is $472,030.
To determine the best rates available today, use the Lendersa® USDA loan calculator to compare USDA versus FHA options. This tool helps you assess necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans side-by-side, guiding you to the best financial program in for your needs.
2025 Loan Limits and Down Payment Criteria in Sycamore, DeKalb, IL
Type of Loan
Limit
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Sycamore, IL
Lendersa®'s mission is to secure the most favorable USDA or FHA loan for you quickly and hassle-free. Begin with any of the three options to align with suitable lenders and USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, intended for rural locales only. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans have no down payment obligation.
501 Sixth Street, Suite 2E|2F, Brooklyn, NY, 11215
The Credit Union was established in 1967 by eight employees who represented the Personnel Committee of the Methodist Hospital. At its first Annual Meeting, it was stated that the credit union would be a safe and sound alternative to the banking community, to allow employees and their families to save and to borrow with confidentiality.
405 State Highway 121 Bypass, Suite 250, Lewisville, TX, 75067
Military Mortgage Shop specializes in helping veterans utilize their Veteran Administration Loan Benefit when purchasing or refinancing a home.
Our associates work exclusively with VA Loan applicants. We have the expertise to handle almost any situation. Purchasing a home is one of the most important decisions you will make.
Global Home Finance Inc. can help you find the custom mortgage solution that fits your needs, whether you are buying your first home or refinancing an existing mortgage. We are here to help you to find the best mortgage available. Please use the links below for information about Global Home Finance Inc.'s comprehensive mortgage solutions.
405 State Highway 121 Bypass, Suite A250, Lewisville, TX, 75067
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Since its inception in 1935 the Transit Authority Division B Federal Credit Union has been serving its members in the NEW YORK, New York area with exceptional financial products. Currently led by Robert Potter, the Transit Authority Division B FCU has grown its membership to over 1, 785 with assets of more than $5, 903, 219.
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We began working with more and more veterans & became aware that there was a new feeling around the office. My team & I began to notice an influx of meaning & purpose behind our actions. It was not just helping someone refinance or purchase their home, but was helping someone who has already helped keep us & our family safe.