USDA Vs. FHA Pro and Con comparison in Cortland, DeKalb County, IL
In 2025, USDA loan limit in Cortland, county of DeKalb, IL is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Cortland, county of DeKalb, IL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Cortland, IL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Centric Mortgage offer a Purchases & Refinances Residential 1 - 4 units Investment properties 1 - 4 units Commercial properties 5 plus units Mixed Use properties Land Only loans 2nd homes Construction loans Home Improvement loans Loan Products & Programs Self Employed & 1099 employees Fixed rates ARMs Cash-out options FHA Loans VA Loans Small more
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1060 North Kings Hwy, Suite 110, Cherry Hill, NJ, 08034
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