USDA VS FHA in East-Dundee, Kane County, IL

Throughout 2025, the USDA loan limit for East-Dundee, located in Kane, IL, is set at $303,600. Meanwhile, for a single-family home, the FHA loan is capped at $379,500.

With the Lendersa® USDA loan calculator, you can assess and compare today's USDA and FHA rates. This tool helps determine the income, credit, reserves, and documents necessary for qualification. Our state-of-the-art mortgage calculator allows a comprehensive side-by-side evaluation of USDA, FHA, Conforming, and VA loans, facilitating a well-informed decision for the most suitable program tailored to your financial needs in .

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2025 Loan Limits and Downpayment Requisites in East-Dundee, County of Kane, IL

Loan Type Loan Limit Minimum Down Payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Lending Opportunities in East-Dundee, IL

Lendersa® prides itself on helping you obtain the finest USDA or FHA loan options quickly and without complication. Choose from one of three beginning methods to find matched lenders and suitable USDA loan offerings.

Lendersa USDA loan request matching and results

Understanding What a USDA Loan Entails in IL

A USDA home loan, assured by the governmental Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Exclusively available in rural areas, this loan distinguishes itself from FHA loans, which necessitate at least a 3.5% down payment, by offering the benefit of zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Patriot Home Loans Inc
  • 2596 West 11275 South, South Jordan, UT, 84095
  • Lauren's passion is helping you finance real estate by designing personalized solutions that meet your needs. With some of the most cutting edge programs available to provide you with the "best fit" options, when combined with transparency, you are in control of your mortgage and empowered to make the best possible decisions for your finances.
  • Optimum Mortgage LLC
  • 11602 South Redwood Road, Suite B201, Riverton, UT, 84095
  • Optimum Mortgage, LLC. We are a full-service mortgage company based in Riverton, UT. We specialize in FHA Streamline in the State of Utah (Soon to expand to more states). Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • The Lending Alliance, Inc
  • 1124 W South Jordan Pkwy, Suite A, South Jordan, UT, 84095
  • The Lending Alliance is mortgage home loan provider founded in the belief that every customer deserves the best service and that every employee deserves the best work environment no matter what.As home is where the heart is, it is our mission to be honest, faithful, and unwavering in assisting all our customers in making sound financial decisions.
  • UNIFIED LENDING INC.
  • 10808 S River Front Pkwy, Suite 393, South Jordan, UT, 84095
  • Unified Lending is your premier mortgage lender located in the beautiful Wasatch front. If you are looking to purchase a new home or refinance the one that you have, we are here to help! We take great pride at Unified Lending in educating our customers and in keeping them informed during the loan process.
  • Aspen Hills Mortgage, LLC
  • 2651 W South Jordan Parkway, South Jordan, UT, 84095
  • Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.We realize the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we will help you qualify, apply and be approved for the perfect mortgage loan.
  • Integrity First Lending
  • 1258 W South Jordan Parkway, Suite 102, South Jordan, UT, 84095
  • Our vision is simple, we are focused on helping loan officers grow their business. Most of the loan officers that join our company have experienced at least one of these common frustrations that have limited their growth. If any of the following frustrations resonate with you, let’s have a conversation soon.
  • Alta Mortgage Group
  • 4824 South 6150 West, Hooper, UT, 84315
  • At Alta Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • The Mortgage Partner, Inc.
  • 1369 West 12600 South, Riverton, UT, 84065
  • The Mortgage Partner has been providing mortgage loans in Utah since 1993. Our Utah based company has over 40 years of combined lending experience. We are a mortgage broker which allows us the opportunity to work with multiple lenders—getting you the best rate possible. As a mortgage broker, we have access to many different lenders that others
  • CloseYour Mortgage Limited Liability Company
  • 1273 West 12600 South, Riverton, UT, 84065
  • CloseYour Mortgage has helped thousands of Utahns save on their upfront mortgage costs and monthly interest payments. Reach out and let our licensed professionals show you the sensible way to finance (or re-finance) your dream home. There are many types of mortgage loans available.