USDA Vs. FHA your options comparison in East-Dundee, Kane County, IL

Throughout 2025, the USDA loan limit for East-Dundee, located in Kane, IL, is set at $303,600. Meanwhile, for a single-family home, the FHA loan is capped at $379,500.

With the Lendersa® USDA loan calculator, you can assess and compare today's USDA and FHA rates. This tool helps determine the income, credit, reserves, and documents necessary for qualification. Our state-of-the-art mortgage calculator allows a comprehensive side-by-side evaluation of USDA, FHA, Conforming, and VA loans, facilitating a well-informed decision for the most suitable program tailored to your financial needs in .

Compare loan offers from 100 highly rated lenders

2025 Loan Limits and Downpayment Requisites in East-Dundee, County of Kane, IL

Loan Type Loan Limit Minimum Down Payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Lending Opportunities in East-Dundee, IL

Lendersa® prides itself on helping you obtain the finest USDA or FHA loan options quickly and without complication. Choose from one of three beginning methods to find matched lenders and suitable USDA loan offerings.

Lendersa USDA loan request matching and results

Understanding What a USDA Loan Entails in IL

A USDA home loan, assured by the governmental Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Exclusively available in rural areas, this loan distinguishes itself from FHA loans, which necessitate at least a 3.5% down payment, by offering the benefit of zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MORTGAGE INVESTORS GROUP
  • 8320 East Walker Springs Lane, Knoxville, TN, 37923
  • Mortgage Investors Group (MIG) is committed to helping families in the Southeast fulfill their dreams of homeownership. Co-founders Chuck Tonkin II and Chrissi Rhea opened a modest lending office in Knoxville, Tennessee, in 1989 with five colleagues. Today, with over 400 employees in 27 branch locations
  • Knoxville Teachers Federal Credit Union
  • 711 N Hall of Fame Drive, Knoxville, TN, 37917
  • During the deepest months of the Great Depression, in February of 1932, seven Knoxville City Schools teachers each decided to pool their resources to start a credit union and deposited $5 into it. The purpose of the credit union was to provide a resource for teachers to call on in times of need.
  • Sioux Valley Co-op Federal Credit Union
  • 712 9th Avenue SE, Watertown, SD, 57201
  • Sioux Valley Co-op Federal Credit Union is a cooperative non-profit financial institution organized to provide its members with a place to save and a source of loans at reasonable rates. SVCFCU is owned and operated by its members. SVCFCU has a Board of Directors that is elected by its members, and has the responsibility to establish policies.
  • Avanti Federal Credit Union
  • 1620 Fourth Street NE, Watertown, SD, 57201
  • Avanti Federal Credit Union has been open since 1953. It's the 23rd largest credit union in South Dakota with assets totaling $29.61 Million and providing banking services to more than 3, 000 members as of March 2022. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
  • Kaleida Health Federal Credit Union
  • 100 High Street, D1-588, Buffalo, NY, 14203
  • Founded in 1975, we are a not-for-profit organization owned by members your credit union, your moneyKaleida Health FCU is a member based credit union. For more information about how to join please visit our website, call or visit one of our branches. We are located inside of Buffalo General and Millard Fillmore Suburban Hospitals. Thank you
  • Bank of Buffalo
  • 535 Washington Street, Buffalo, NY, 14203
  • CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit
  • Hunt Mortgage Corporation
  • 403 Main Street, Suite 210, Buffalo, NY, 14203
  • HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced digital technology available."
  • St. John United Federal Credit Union
  • 184 Goodell Street, Buffalo, NY, 14204
  • The St. John United Federal Credit Union is a Community Development Credit Union (CDCU) a financial cooperative, owned by it’s members who live, work, worship or attend school in the city of Buffalo, NY. This credit union exists for the financial benefit of the membership and the community at large
  • Derry Area Federal Credit Union
  • 160 East First Avenue, Derry, PA, 15627
  • The Derry Area Federal Credit Union was originally founded in 1949 to provide members with a systematic way to save and offer credit to members at reasonable rates. At that time our membership consisted of the employees of Derry Westinghouse and members of their immediate family.