USDA Loan Vs. FHA loan for Sleepy-Hollow, IL [Kane County Rates 2023]

In 2025, USDA loan limit in Sleepy-Hollow, county of Kane, IL is $303,600 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sleepy-Hollow, IL

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(952) 445-9600 310 miles Lender's profile and map Reviews Mortgages By Noone, LLC 2508 Dana Drive, Burnsville, MN, 55337 Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools
(952) 881-3630 310 miles Lender's profile and map Reviews Minnesota Financial Solutions, LLC 201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337 At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.
(618) 457-3595 310 miles Lender's profile and map Reviews SIU Credit Union 395 N Giant City Rd, Carbondale, IL, 62902 SIU Credit Union was founded in 1938 as Jackson County Teachers' Credit Union. Today, we serve 24 counties and many employer groups in southern Illinois. As a not-for-profit, member owned, financial cooperative, we believe in serving our membership instead of maximizing profits and Today, we serve 24 counties and many employer groups in southern Il
(502) 426-1333 310 miles Lender's profile and map Reviews Jefferson Financial Services, Inc. 5618 Bardstown Rd, Louisville, KY, 40291 Since 1998 it has been our the mission of Jefferson Financial Services to provide auto, vacation, hardship and personal loans for any reason. Our friendly, knowledgeable and professional team work to help people that can’t get a loan with a conventional loan institution. We understand that unexpected hardships happen in peoples lives.
(573) 657-3343 310 miles Lender's profile and map Reviews River Region Credit Union 400 East Broadway, Ashland, MO, 65010 River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.
(614) 538-2443 311 miles Lender's profile and map Reviews United Midwest Savings Bank, National Association 6460 Busch Blvd, Suite 200, Columbus, OH, 43229 Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Over time, we've evolved and today we focus our services into four main categories: Business Lending, Consumer Lending, Residential Loans, and our Deposit Services.
(614) 436-7800 311 miles Lender's profile and map Reviews Mortgage Banc 1395 E Dublin Granville Rd, Suite 301, Columbus, OH, 43229 Over the past 30 years we have established ourselves as a 'make sense' hard money lender and mortgage broker. The Mortgage Banc has assisted many home buyers and owners with their financing needs. In addition to our direct loan programs, our wholesale loan division has supported other mortgage brokers with financing options.
(614) 817-1090 311 miles Lender's profile and map Reviews Covita Lending LLC 1299 Virginia Ave, Columbus, OH, 43212 Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
(614) 992-2866 311 miles Lender's profile and map Reviews ATOM Property Group, LLC. 1391 W. Fifth Ave, Suite 210, Columbus, OH, 43212 ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
(651) 698-4335 311 miles Lender's profile and map Reviews Highland Federal Finance 2051 Killebrew Drive, Suite 650, Minneapolis, MN, 55425 Highland Federal Finance is committed to providing solutions to meet your financing needs. Whether you are searching for a home, auto, business, or unsecured loan, our experienced professionals are ready to assist you in achieving your financial goals. Highland Federal Finance works with multiple lenders.
(800) 862-1998 311 miles Lender's profile and map Reviews TruStone Financial Credit Union 2772 E 82nd St, Bloomington, MN, 55425 Our mission is to provide simple and fairly priced financial tools that allow members to save, borrow, and transact. We do this by engaging, educating and supporting our members to ensure they have the means to make their lives better. Our vision is to create a financial institution that people respect, admire.