USDA Vs. FHA Pro and Con comparison in Carpentersville, Kane County, IL
As of 2025, the USDA loan cap for Carpentersville, in Kane county, IL, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to analyze today's USDA vs. FHA rates, and ascertain the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator facilitates side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in selecting the best plan in Alabama for your financial situation.
2025 Loan Limits and Downpayment Needs in Carpentersville, Kane, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional
$726,200
3%
Available USDA and FHA Loan Options in Carpentersville, IL
Lendersa® strives to quickly provide you with the best USDA or FHA loan without hassle. Begin with one of three options that link you to matching lenders and USDA programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, is often called the USDA rural development loan or USDA mortgage, and is exclusive to rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not need any down payment.
307 West Tremont Avenue, Suite 200, Charlotte, NC, 28203
Oak Capital Mortgage is focused on providing our clients with exactly the right mortgage for their needs. We are able to achieve that for our clients because we are an independent mortgage company that works with multiple lenders. We are able to shop around for you and find the best priced options available.
2108 South Boulevard, Suite 209, Charlotte, NC, 28203
Bridgewater Capital we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you and We make sure our clients get the best support from our staff walk you through the whole mortgage process
At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Founded in 1954 to provide fair-priced financial services to the employees of Piedmont Natural Gas, Duke Energy and all subsidiaries, later Heritage Propane and AmeriGas, Blue Flame Credit Union continues to be a safe haven for members looking for a safe and sound financial alternative.
7950 Nations Ford Road, Suite 17, Charlotte, NC, 28217
Vibrant Morgage specializes in helping our clients reduce the headaches of refinancing or purchasing a new home. We at Vibrant have more than a decade of experience and have assisted many clients in achieving their goal of homeownership. We do that by simplifying the process and acting as an advocate for our clients.
6116 North Tryon Street, Suite B, Charlotte, NC, 28213
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5736 North Tryon Street, Suite 201E, Charlotte, NC, 28213
Lane Lending Inc. is a mortgage brokerage based in Charlotte, NC. Licensed in NC and SC, we specialize in offering residential lending solutions for purchase and refinance transactions. With access to hundreds of lenders and programs, Lane Lending Inc. ensures you feel confident that you will always get the best rate.
12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193
PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.
