USDA Vs. FHA your options comparison in West-Dundee, Kane County, IL

During 2025, the USDA loan limit in West-Dundee, located within Kane county, IL, is set at $303,600, while the FHA limit for a single-family home reaches $379,500.

Utilize the Lendersa® USDA loan calculator to examine and compare today's prime USDA versus FHA rates. This tool shows you the income, credit, reserves, and paperwork you need to qualify. Our detailed mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you decide which option is best for your unique financial situation in .

Explore loan offers from a selection of 100 lenders

Loan limits & down payment details for 2025 in West-Dundee, Kane county, IL

Loan Type Loan Limit Down Payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in West-Dundee, IL

Lendersa® aims to secure the best possible USDA or FHA loan without delay or difficulty. Choose from one of three starting points that align you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

The USDA home loan, a government-guaranteed mortgage offered by the Department of Agriculture, is also called the USDA rural development loan or USDA mortgage. This financing option is accessible only in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment, offering a significant advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Real Estate Authority Lending LLC
  • 1615 Poydras Street, Suite 900, New Orleans, LA, 70112
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • FREESTONE CREDIT UNION
  • 613 Main Street, Teague, TX, 75860
  • Our Mission is to provide quality financial services to our members. We are dedicated to providing loans at reasonable rates, promoting thrift and maintaining financial stability to safeguard the assets of Freestone Credit Union. At the same time, we will offer these services with professionalism, integrity and innovation to provide
  • SWBE FCU
  • 625 St Joseph Street, Room B-13, New Orleans, LA, 70165
  • We are a full-service not for profit financial institution, dedicated to serving our members. As a shareholder, we are able to return our earnings to you in the form of higher dividend rates on savings and lower rates on loans.We take great pride in helping you get the best value for your dollar.
  • Crescent Bank & Trust
  • 1100 Poydras Street, Suite 100, New Orleans, LA, 70163
  • Crescent Bank was founded in 1991 when a small investor group led by Gary N. Solomon Sr. and Fred B. Morgan III purchased the assets of Columbia Homestead on Harrison Avenue in New Orleans. With only three employees, the bank opened as City Bank & Trust. The name was later changed to Crescent Bank & Trust and is now referred to simply as Crescent B
  • Eustis Mortgage
  • 798 S. Rampart, New Orleans, LA, 70113
  • “We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.
  • Marshland Credit Union
  • 3650 Community Rd, Brunswick, GA, 31520
  • Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans
  • Loan Velocity
  • 4236 Norwich St, Brunswick, GA, 31520
  • veterans, Loan Velocity is a team of mortgage professionals with over one hundred years of combined experience. By integrating the ideals and principles from our military experiences, we strive to always give our clients our detailed attention while completing the mission at hand. Here at Loan Velocity, we believe that honesty and integrity
  • Loan Partners, LLC
  • 7835 Maple Street, New Orleans, LA, 70118
  • Located in New Orleans, Loan Partners is a real estate investment group and private portfolio lender providing capital for commercial and non owner occupied real estate projects. Our depth of experience enables us to identify immediate needs and optimal structuring. You can expect to receive a commitment letter detailing the terms
  • Coastal Mortgage Corp
  • 7921 Maple St, New Orleans, LA, 70118
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify.
  • Audubon Mortgage LLC
  • 7628 St. Charles Avenue, New Orleans, LA, 70118
  • "Audubon Mortgage Based in New Orleans, Camie has over twenty years experience in mortgage lending. We strive for excellence and customer service. Please contact us to check our rates this mortgage company Loan Products & Programs are Conforming FHA/VA Alternative Low Doc Loans Nationwide High Balance and more"