USDA and FHA Pro and Con in Fairbury, Livingston County, IL
In 2025, the USDA loan limit in Fairbury, located in Livingston county, IL, is set at $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to weigh today's USDA against FHA top rates and determine the necessary income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you to choose which program in best suits your financial requirements.
2025 Loan Limits and Down Payment Requirements in Fairbury, Livingston County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choosing USDA and FHA Loans in Fairbury, IL
Lendersa® is dedicated to obtaining the best USDA or FHA loan for you quickly and with ease. Choose one of the three starting options to connect with appropriate lenders and suitable USDA programs.
A USDA home loan, insured by the Department of Agriculture, is referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require none.
1905 Woodstock Road, Building 700, Suite 7150, Roswell, GA, 30075
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Lincoln Capital Advisors (LCA) was founded in 2004 by James Cheeley. He was joined by his current partner, Blake Turner, the following year. LCA is an independent mortgage advisor company. We can call on a broad variety of lending sources and have the ability to choose from a large range of loan products to find the one that works best
Buckhead Home Loans is committed to helping those in the Metro Atlanta area, and all of Georgia, find the right mortgage product for their needs. Whether you are looking to refinance or are a first-time home buyer looking for a home loan, we have a full line of mortgage programs to meet your needs.
"Reliant can pre-qualify within 15 minutes when you submit your application and process it through automated underwriting.
Save time and stress and let Reliant submit your file to underwriting without a home identified!
Sellers will pay attention that you are pre-approved not just pre-qualified!"
Southeast Private Lending is a division Northbridge Properties, LLC.
For over 30 years, the private lending group at Southeast Private Lending has been providing hard money loans to individuals who cannot quality for conventional bank loans.
Based out of Atlanta, Georgia, Southeast Private Lending is at the forefront of the hard money lending i
Gateway Bank's known history began with a bank reorganization on March 7, 1932, as the Bank of Rison, and has remained in business under the same charter ever since. A major fire swept through downtown Rison just before New Year’s eve of 1932. According to the Cleveland County Herald, the fire was described in an issue published January 4, 1933
Freedom 1st FCU is a profit-sharing cooperative financial institution, dedicated to quality service in meeting the financial needs of its members. The safety and stability of its members' assets shall be the prime consideration in the development and delivery of a variety of competitive services.
The Halstead Bank is headquartered in Halstead and is the 104th largest bank in the state of Kansas. It is also the 3,357th largest bank in the nation. It was established in 1882 and as of March of 2022, it had grown to 27 employees at 5 locations. The Halstead Bank has an A health rating.
We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.
The First National Bank of Coleraine is proud to be a part of the local community. Since 1906 we have been committed to understanding the needs of the community and working with our friends and neighbors. By taking the time to know you, we believe we will be better able to meet all your financial needs.
6600 South Yale Avenue, Suite 101, Tulsa, OK, 74136
Saint Francis Federal Credit Union was founded in 1969 to serve the employees, staff physicians, and volunteers of Saint Francis Hospital. Over the years other select employee groups including healthcare related and non-health care related companies have been added to the field of membership.
