USDA Loan Vs. FHA loan for Fairbury, IL 2025

In 2025, the USDA loan limit in Fairbury, located in Livingston county, IL, is set at $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.

Use the Lendersa® USDA loan calculator to weigh today's USDA against FHA top rates and determine the necessary income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you to choose which program in best suits your financial requirements.

Choosing USDA and FHA Loans in Fairbury, IL

Lendersa® is dedicated to obtaining the best USDA or FHA loan for you quickly and with ease. Choose one of the three starting options to connect with appropriate lenders and suitable USDA programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in IL

A USDA home loan, insured by the Department of Agriculture, is referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require none.

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(818) 240-1918 Lender's profile and map Reviews Gharibian Real Estate & Finance 700 N Brand Boulevard, Glendale, CA, 91203 Gharibian Real Estate & Finance, has been in the finance industry for almost 30 years.we have helped thousands of clients in our community for their financing and real estate needs. In our financing department, we offer all types of residential and commercial real estate related loans, including but not limited to conventional, FHA, hard money, SBA
(877) 300-3007 Lender's profile and map Reviews Fidelity Funding 450 N Brand Blvd, FL 6, Glendale, CA, 91203 Fidelity Funding specializes in providing loans to almost every type of property, both residential and commercial. We arrange both lst, 2nd, and 3rd trust deeds, including home equity lines of credit. We provide Hard Money Loans, Alternative Financing Loans, Commercial Loans, Residential Purchase
(818) 612-3242 Lender's profile and map Reviews Silver Spoon Properties & Lending 450 N. Brand Blvd., Suite 600, Glendale, CA, 91203 Carlo Honanian is the Broker and President of Silver Spoon Investments. Carlo started off his career as a Vice President with Chase Bank in the early 1990s with extensive experience in residential and commercial loans, banking, compliance, human resources, sales, clients services,and branch management.
(866) 855-9050 Lender's profile and map Reviews Rancho Federal Credit Union 12620 Erickson Ave, Suite H, Downey, CA, 90242 Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 85th anniversary this year. Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy.
(877) 538-5515 Lender's profile and map Reviews American 1st Home Loans 12067 Paramount Boulevard, Downey, CA, 90242 American 1st Home Loans offers a variety of loan programs. Perhaps you might be looking for your first home, an investment home or even a second/vacation home. Maybe you just need to only refinance your existing mortgage into a lower fixed rate or refinance your mortgage while consolidating other high interest loans.
(855) 927-7232 Lender's profile and map Reviews Spada Loans 12027 Paramount Boulevard, Downey, CA, 90242 SPADA, Italian for sword, epitomizes our strength, will, and ambition to cut down the time and money it takes to buy a property. It is recommended that you shop around with 3 or 4 lenders before you make a mortgage or loan decision. But with SPADA, we have partnerships with dozens of lenders and can do the shopping for you.
(562) 243-3802 Lender's profile and map Reviews Pillar Financial Group 8345 Firestone Boulevard, Suite 320, Downey, CA, 90242 Pillar Financial supports customers by providing Commercial and Residential lending solutions to help our customers reach their Real Estate goals you are in the research phase at the beginning of your refinancing or purchase search, And also founder of the Jonathan Calderon want to help you I am a real estate professional and finance specialist.
(818) 636-9933 Lender's profile and map Reviews Affinity Home Loans Inc. 333 S Central Ave, Suite 102, Glendale, CA, 91204 With 14 years experience in a Mortgage Industry, we work hard to satisfy the mortgage needs and go above and beyond to exceed the expectations of our customers. We provide a range of products and services with quick turn around times and with many our mortgages closing in 20, 15 and even 10 days. Call us to get you into your new home faster.
(818) 280-4213 Lender's profile and map Reviews Elevate Lending 409 W Broadway Ave, Glendale, CA, 91204 Elevate Lending, we love what we do. Transparency and simplicity is our way of business. With over 15 years of experience, we understand and appreciate the need for honest, quick and responsible practices of communication and lending. Our client’s satisfaction and happiness are our priority.
(949) 656-4548 Lender's profile and map Reviews Hillcrest Lending Inc. 5333 W San Fernando Rd, Los Angeles, CA, 90039 At Hillcrest Lending Inc., we offer loans for all types of properties whether it may be commercial or residential. Rates and loan terms will vary between the two properties to ensure the best loan available for our borrowers. Hillcrest Loans, Inc. has strived to provide borrowers throughout Southern California with exceptional loan terms.
(323) 668-1023 Lender's profile and map Reviews Loffredo & Associates Inc. 3020 Glendale Boulevard, Suite 100, Los Angeles, CA, 90039 Loffredo & Associates operates on a foundation of honesty and integrity. We are committed to always doing what is right and best for our clients, because our clients mean everything to us. We are dedicated to best serve our clients' needs and we have the support staff in place to accomplish our promises.