USDA Vs. FHA Pro and Con comparison in Normal, McLean County, IL
In 2025, the USDA loan cap for Normal in McLean county, IL, is $336,500. Meanwhile, for a single-family residence, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Identify the necessary income, credit, reserves, and documents for eligibility. Our robust mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you determine which plan is ideal for your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Normal, McLean county, IL
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional
$726,200
3%
USDA and FHA Loan Choices in Normal, IL
Lendersa® aims to quickly secure you the best USDA or FHA loan with minimal hassle. Choose from three starting strategies that allow you to match with lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and sometimes referred to as a USDA Rural Development Loan or USDA Mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a down payment of 3.5% at least, USDA loans require no down payment at all.
18010 Skypark Circle, Suite 205, Irvine, CA, 92614
Our Vision is to change how the mortgage industry conducts business by building long-lasting relationships one loan at a time. We aim to go beyond the needs and desires of not only our clients but also our staff who work tirelessly to make everything possible. Developing an employee-centric workplace fosters an environment
As the world gets smaller and faster, consumers demand results that are immediate, uncomplicated and accurate. That's why at Activus, we are committed to delivering those results to every customer - every time. Whether our clients are buying their first home, trading-up to a larger home, refinancing or just consolidating their debt.
"We are an FHA Approved Mortgage Bank and Direct Lender providing FHA, VA, USDA, 203K, Conventional, Jumbo, Streamline Refi, and Reverse Loans.
Founded by Don Currie and Erika Macias, our winning strategy consists of a carefully crafted blend of excellent price, niche product offerings and exceptional customer service."
Loan Leaders of America, Inc. is a Nationwide Wholesale Lender offering conventional and government loans on both residential and commercial properties. Established in 1999 Loan Leaders of America, Inc., has maintained to be one of the nation's most competitive wholesale lenders and diversified brokers in the industry, year after year.
Direct Finance is a full-service financing brokerage that offers a wide range of products to include residential and commercial financing, mixed use, multi-family, non-traditional financing, equity lines, and bank statement financing.Our team of mortgage experts and consultants are some of the most seasoned in the industry.
E Mortgage Capital has been a respected mortgage company with what we believe to be the most competitive interest rates in the market, boasting a level of customer service most often associated with small local lenders. Our mission is to serve our customers with honesty, integrity and competence.
Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. Our tremendous access to lenders allows us to make certain our borrowers get the best loans possible many repeat customers attest to this unique benefit, and to our integrity and dedication.
As part of the Finance of America family of companies, Finance of America Commercial provides individual and business exposure limits with individual FIX & FLIP rehab property loans, along with BRIDGE loans, and SINGLE & PORTFOLIO RENTAL term loans to residential real estate investors across the country, helping our clients overcome traditional fin
CoreVest (previously Colony American Finance) was founded in 2014 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our experience and scale enabled us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
