In 2025, the USDA loan cap for Normal in McLean county, IL, is $336,500. Meanwhile, for a single-family residence, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Identify the necessary income, credit, reserves, and documents for eligibility. Our robust mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you determine which plan is ideal for your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Normal, McLean county, IL
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional
$726,200
3%
USDA and FHA Loan Choices in Normal, IL
Lendersa® aims to quickly secure you the best USDA or FHA loan with minimal hassle. Choose from three starting strategies that allow you to match with lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and sometimes referred to as a USDA Rural Development Loan or USDA Mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a down payment of 3.5% at least, USDA loans require no down payment at all.
Accion is different from a bank or credit union. Accion is a microfinance organization that lends with the mission of empowering business owners with access to working capital and financial education. Since 1991, we have lent more than $132 million to entrepreneur across the country.
Accion offers business loans up to $50, 000.
InstaLend is a nationwide lender providing investment property loans for residential 1-4, multi-family and mixed-use properties. Our company provides fast & reliable financing for fix & flip, rentals and new construction loans. Whether it's your first or fiftieth real estate investment, InstaLend meets all your short-term
1071 Ave Of The America, 3rd Floor, New York, NY, 10018
In 2019, we set out to give banking a makeover, building the kind of bank that we hoped to see in the world: one that was relevant and ready to help customers meet the demands of the modern world. Today we’re proud to deliver peer banking - we meet you where you are, reflect your business needs, and act with speed.
1199 SEIU Federal Credit Union was founded in 1940 to serve the financial needs of 1199 SEIU New York’s Health and Human Service Employees Union. While the credit union has grown considerably over the years, we are proud to have maintained our family atmosphere.
As a member-owned, not-for-profit financial institution
We launched in 2015 with a single goal in mind, be different. Yes, we provide good terms, and yes our options are flexible and unique, but what truly sets us apart is our team.
Every director, associate and underwriter has a minimum of ten years professional commercial banking experience none of our competitors can say the same.
We believe that small businesses are the lifeblood of the U.S. economy, and historically have been underserved financially. Since our founding in 2006, we’ve been committed to making it efficient and convenient for small businesses to access financing online. We know that a small business is more than just a credit score.
Simplist is a digital mortgage marketplace committed to modernizing and simplifying the mortgage application process. Founded in 2018 by a team of experienced real estate and finance experts, Simplist works with major national firms and established regional lenders to help prospective homeowners find mortgages as unique as they are.
Great Northern Mortgage is one of the top New York based commercial and residential real estate mortgage companies, specializing in the placement of financing for commercial and residential real estate and business transactions. At Great Northern Mortgage we are dedicated to facilitating all of your real estate based financial needs.
We Lend is a nationwide Private lender focused on providing quick and low-cost capital for investment properties. We Lend’s approach to lending is centered around the investor, allowing the investor to focus more on their investment and less on the loan process. The We Lend team is here to assist in the expansion of your real estate portfolio!
