FHA Vs. USDA loan program for Gibson-City, Ford County, Illinois

In 2025, USDA loan limit in Gibson-City, county of Ford, IL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Gibson-City, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(734) 632-9300 289 miles Lender's profile and map Reviews The Vista Team at Total Home Lending 36887 Schoolcraft Rd, Livonia, MI, 48150 At Total Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(734) 838-3038 289 miles Lender's profile and map Reviews Mortgages by Jack 36139 Schoolcraft, Livonia, MI, 48150 Mortgages by Jack is your premiere mortgage lender located in Livonia, MI. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced team
(734) 524-0400 289 miles Lender's profile and map Reviews Home Loan Specialists 36139 Schoolcraft Rd, Livonia, MI, 48150 Home Loan Specialists was established in 1997. As an affiliate branch of Mortgage One, we have been providing residential loans in Michigan for more than 20 years. In that time frame, we have closed well over $1 Billion in mortgage transactions. We are a full-service mortgage lender offering all types of mortgage options.
(734) 632-0000 289 miles Lender's profile and map Reviews Total Home Lending 36887 Schoolcraft Road, Livonia, MI, 48150 At Total Home Lending, Our goal is simple, We want to match you with the best program to fit your needs and make the process as easy as possible. We are always on the lookout for talented individuals that share our philosophy Our Loan Officers have been doing business for over 20 years.
(931) 449-9294 290 miles Lender's profile and map Reviews AJM Mortgage Solutions 258 Village Square, Suite 200, Pleasant View, TN, 37146 AJM Mortgage Solutions offers Conventional, FHA, VA, USDA, JUMBO, High-Balance & Non-QM Mortgage Products to meet your individual needs. Working with a variety of the leading lenders in the industry allows us to provide the lowest rates available in the market. Give us a call today and get a FREE rate One quick call can get you pre-qualified
(615) 322-9975 290 miles Lender's profile and map Reviews Tennessee Trust Mortgage, Inc 6398 US-41 ALT, Pleasant View, TN, 37146 Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers
(734) 675-3100 290 miles Lender's profile and map Reviews Shore to Shore Community Federal Credit Union 4550 Division Street, Trenton, MI, 48183 Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.
248-613-9044 290 miles Lender's profile and map Reviews Delmar Mortgage 2360 W Jefferson Suite 101, Trenton, MI, 48183 I have been serving my clients for 15 years now and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of my families. I have never looked back as I love what I get to do every day.
(248) 624-5222 290 miles Lender's profile and map Reviews Walled Lake School Employees Federal Credit Union 3095 S Commerce Road, Walled Lake, MI, 48390 Walled Lake Schools Federal Credit Union's organizational certificate was signed on February 7 thanks to 64 dedicated school employees. We had a modest begining that included a treasurer’s desk located in the superintendant’s office, various treasurers’ homes, and three locations on S. Commerce. Throughout the years our membership
(313) 291-3300 290 miles Lender's profile and map Reviews Total Community Credit Union 25155 Goddard, Taylor, MI, 48180 Total Community Credit Union is a full service financial institution specializing in a wide variety of loans. We offer loans for mortgages, home improvements, vehicle and much more. Competitive rates, low payments and flexible terms make it easy for almost anyone to realize their goals.