In 2026, the USDA loan limit in Salem, located within the county of Marion, IL, is $336,500. In contrast, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA vs. FHA rates. The tool assists in identifying necessary income, credit standards, reserves, and required documents to qualify. With our comprehensive mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best financial program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly connect you with the best USDA or FHA loans, hassle-free. Choose your starting point from three options that will help you find matching lenders and appropriate USDA loan programs.
A USDA home loan, provided by the government's Department of Agriculture as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage demands no down payment, making it a unique option for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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