USDA and FHA Pro and Con in Gages-Lake, Lake County, IL
In 2025, the USDA loan limit applicable in Gages-Lake, within the county of Lake, IL stands at $0, whereas the FHA limit for a single-family residence is $379,500.
Make use of the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rate options. Additionally, you can assess the income, credit, reserves, and documentation necessary for qualification. With our enhanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA options side by side, which assists in choosing the best program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Gages-Lake, County of Lake, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Gages-Lake, IL
The mission at Lendersa® is to connect you swiftly and seamlessly to the ideal USDA or FHA loan. You can begin your journey with one of three different options, each leading to matched lenders and USDA loan plans.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural locales. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment.
National Bank team of hard-working community members that help our neighbors with all things banking - when you grow, we grow. We know customers are always striving for more, and being the locally trusted financial leader, we are giving our customers personalized options that make banking simple, yet effective
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