In the year 2026, the USDA loan limit for Georgetown in the county of Vermilion, IL, amounts to $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to thoroughly compare the current USDA and FHA rates. This tool helps you evaluate income, credit, reserves, and the necessary documents for qualification. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining the most suitable program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Georgetown, Vermilion, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Georgetown, IL
Lendersa® aims to streamline the process of securing the optimal USDA or FHA loan for you, emphasizing speed and convenience. Start with one of the three options to connect with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This type of loan is exclusively for properties located in rural neighborhoods. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a significant advantage to qualified borrowers.
First of all, we will need to start with the present. IN august 2003, the Credit Union changed its name to “New Horizon Credit Union.”
The original name of “Hyster Danville Employees Credit Union” was established September 30, 1946 as a state Chartered Credit Union and located in the old Fab Bldg. On Voorhees St., Danville, IL.
Landmark Credit Union is a full service, not-for-profit financial cooperative dedicating to serving our members. We were originally chartered in 1935 as the Veteran’s Administration Credit Union to specifically serve the employees of the Veteran’s Administration Hospital in Danville, Illinois. Our first office was located on the hospital grounds
Edgar County Bank opened its doors in 1873 with a single mission: To help people achieve the American Dream. That mission is as true today as it was 144 years ago.Over time, we’ve grown alongside the Central Illinois community—and thanks to your support, we’ve expanded beyond Edgar County
We started out as the Decatur Caterpillar Employees Credit Union in 1956. Back then people couldn't borrow money from banks, only businesses could. It was hard to save enough to buy a house or car (still is). So, they organized a credit union where they could deposit part of each paycheck (in a shoebox).
Philo Exchange Bank's history spans six generations of customers across East Central Illinois. Started in 1883 by Dr. Calvin Ebeneezer Parker, the bank was purchased by Elisha Hazen, a local grain and implement dealer in 1899. The bank took over Philo State Bank in 1933. Nathan Rice succeeded the Hazen family leadership in 1952.
Villa Grove State Bank opened for business on November 1, 1919. Our story began at 10 N. Main Street in Villa Grove, in what was then known as the Combs building and had been previously occupied by the Morrison Grocery Store, and we are still there today to serve our customers and community. As the bank has continued to grow
1606 N Willow View Road, Suite 1-O, Urbana, IL, 61802
Lends in Illinois
The mission of the Urbana Municipal Employees Credit Union is to provide a member owned financial institution to encourage thrift among its members and create a source of credit at a reasonable rate of interest. The Urbana Municipal Employees Credit Union will provide members with the opportunity of borrowing money while at the same time saving mon
We’re a community bank, and we want it to show. Whether it’s sponsoring little league teams, local children’s theater, or funding local charities, we’re tied to the place we live and work and are invested in its success. First Federal offers everything you’d expect from a financial institution.
