USDA Loan Vs. FHA loan pro & con for Georgetown, Vermilion County, IL

In 2025, USDA loan limit in Georgetown, county of Vermilion, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Georgetown, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(586) 514-0061 302 miles Lender's profile and map Reviews Sound Home Mortgage Inc 6441 Thorneycroft Drive, Shelby Township, MI, 48316 Our mission is to provide every home buyer with competitively priced residential mortgage financing. As a mortgage industry leader, we are committed to customizing your home loan so you and your family can enjoy the personal benefits of homeownership. As a responsible lending leader.
(586) 786-5500 302 miles Lender's profile and map Reviews Capital Lending, Inc. 7875 24 Mile Road, Suite 200, Shelby Twp, MI, 48316 Capital Lending Inc is a state wide mortgage lender. Loan closing agents that cover every city in City and County. Keep in mind, we offer the lowest mortgage interest rates available. Low closing costs if you have Excellent credit or even if you are a first time home buyer. We are always available to help.
(731) 968-6624 302 miles Lender's profile and map Reviews Community Bank TN 19 Natchez Trace Drive, Lexington, TN, 38351 Headquartered in Lexington, Tennessee, we are locally owned and managed. We have three full service branches, two in Lexington and one in Jackson, Tennessee. Community Bank associates are plugged in, serving our communities in just about every volunteer and service organization in our markets.
(800) 414-1103 302 miles Lender's profile and map Reviews Wayne Savings Community Bank 151 North Market Street, Wooster, OH, 44691 Wayne Savings Community Bank was established in 1899 and is headquartered in downtown Wooster. Throughout our long history and many economic cycles, we have enjoyed a reputation for stability, safety and soundness, and community service. We are dedicated to providing quality, personal customer service & affordable loans to families and businesses.
(319) 279-3321 303 miles Lender's profile and map Reviews Readlyn Savings Bank 141 Main Street, Readlyn, IA, 50668 We are proud to be a small town community bank. We are a bank where customers are known by name and where our banking professionals take great pride in helping you with your financial decisions. Decisions are made locally here at RSB, so you can talk directly to the decision-makers.
(989) 759-1686 303 miles Lender's profile and map Reviews Family First Credit Union". 1011 N Michigan Avenue, Saginaw, MI, 48602 Family First Credit Union is a non-profit, full-service financial cooperative owned and operated by our members. Family First Credit Union was organized in 1939 and has evolved today as a primary financial institution with its broadened savings service, variety of loans, full range of financial counseling, and special services for you
(920) 863-2161 303 miles Lender's profile and map Reviews Denmark State Bank 103 Main Street, Denmark, WI, 54208 Denmark State Bank has seven full-service banking offices serving primarily Brown, Kewaunee, Manitowoc, Outagamie, Shawano, Sheboygan counties. We are known for our high quality, personal service to customers and our commitment to the communities in which we serve We are dedicated to offering innovative products and providing the most recent techno
(606) 436-2161 303 miles Lender's profile and map Reviews Peoples Bank & Trust Company 524 Main Street, Hazard, KY, 41701 Peoples Bank & Trust Company was chartered in 1923 and has operated continuously since its inception. Since its inception, the Bank’s primary mission has been to serve the banking needs of Hazard, as well as Perry County and the surrounding counties Peoples Bank & Trust Company has occupied the same building at 524 Main Street for 90 years.
(606) 435-2265 303 miles Lender's profile and map Reviews 1st Trust Bank, Inc 24 Commerce Drive, Hazard, KY, 41701 The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,
(231) 723-3400 303 miles Lender's profile and map Reviews Filer Credit Union 1117 28th Street, Manistee, MI, 49660 Filer Credit Union first opened its doors in 1951 in an office at the American Box Board Company (currently PCA). The credit union has long since moved out of the plant, but we will never forget our roots or the men and women who first introduced the credit union movement to our area. Interestingly enough
(586) 726-8478 303 miles Lender's profile and map Reviews Wall Street Lending 17000 17 Mile Road, Clinton Township, MI, 48038 Wall Street Lending (NMLS # 175675) was formed in 2008 as a Michigan based mortgage broker offering an array of products to solve our client’s mortgage problems. As an organization employed with individuals having over 50 years of combined mortgage experience, mortgage scenarios of all sorts are financed daily.