FHA Vs. USDA loan program for Georgetown, Vermilion County, Illinois

In 2024, USDA loan limit in Georgetown, county of Vermilion, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Georgetown, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(814) 942-5431 https://www.altoonafcu.com/ 489 miles Lender's profile and map Reviews Altoona Area Employees Federal Credit Union 908 Pleasant Valley Boulevard, Altoona, PA, 16602 Altoona Area Employees Federal Credit Union has been open since 1981. The credit union has assets totaling $17.58 Million and provides banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
(814) 943-5411 https://altoonabank.com/ 489 miles Lender's profile and map Reviews Altoona First Savings Bank Altoona 203 N. Logan Blvd., Altoona, PA, 16602 Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.
(814) 942-7100 https://reliancebank.bank/ 489 miles Lender's profile and map Reviews Reliance Bank 401 S. Logan Boulevard, Altoona, PA, 16602 Here at Reliance Bank, we provide exceptional service to meet our community’s personal and business banking needs in every way we can. “Together, we’ll find a way” is more than just a slogan. Our team’s passion and love for our people makes us want to help them achieve their dreams.
(918) 825-2121 https://firstpryoritybank.com/ 489 miles Lender's profile and map Reviews First Pryority Bank 310 E. Graham, Pryor, OK, 74361 First Pryority Bank was founded in Pryor, Oklahoma on 9/11/1900 as First National Bank of Pryor Creek. In 2002 is expanded into Tulsa by opening a branch in South Tulsa/Bixby and changed its name to First Pryority Bank. First Pryority Bank has two locations. South Tulsa and Pryor Oklahoma. They are consistently ranked as the top SBA lender.
(918) 273-1227 https://www.regent.bank/ 490 miles Lender's profile and map Reviews Regent Bank 105 N. Maple, Nowata, OK, 74048 At Regent Mortgage, we know that a home purchase is often the largest investment you will make in your lifetime. Our team works together to deliver the best mortgage experience possible. We will be there for you, every step of the way, offering resources to help you understand the mortgage process & determine which one of our unique mortgage progra
(678) 521-2475 https://www.moranfinancialgroup.com/ 490 miles Lender's profile and map Reviews MORAN FINANCIAL GROUP LLC 4594 Cloister Circle, Hampton, GA, 30228 We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership
(800) 484-3630 http://www.gw-mortgage.net/ 490 miles Lender's profile and map Reviews Grissom Wolfe Mortgage 8300 Knollbrook Lane, Suite 100, McDonough, GA, 30253 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the most competitive interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(704) 633-2900 http://www.homerealtyandmortgage.com 490 miles Lender's profile and map Reviews Home Realty and Mortgage 1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144 Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.
(770) 786-7088 https://newtonfederal.com/ 490 miles Lender's profile and map Reviews Newton Federal Bank 3175 Highway 278, Covington, GA, 30014 At Newton Federal Bank, we strongly believe that a community bank should provide the resources and transparency needed for any person to prosper. Whether it's the guidance and funding they need to start a new business, a business checking account tailored to the way your company operates, or crash-courses in personal finance.
(800) 503-6855 http://www.cufs.org 490 miles Lender's profile and map Reviews Credit Union Financial Services 1123 Elm St. NE, Covington, GA, 30014 CUFS was established in 1993 and is currently owned by four Georgia Credit Unions. The Credit Unions created CUFS to provide mortgages for members seeking affordable lending solutions and trustworthy, expert advice. They wanted a mortgage company that had their members best interest in mind
(434) 528-9016 http://www.cvfcu.com 490 miles Lender's profile and map Reviews Central Virginia Federal Credit Union PO Box 1660, Lynchburg, VA, 24505 Central Virginia Federal Credit Union offers a fresh, unique alternative to banks. Like other financial institutions, we offer a full range of financial products and services. Unlike the others, we are not-for-profit. putting those savings in your pocket! Here you are more than a customer, you're a member.