USDA VS FHA in Westville, Vermilion County, IL

For 2025, the USDA loan limit in Westville, Vermilion County, IL, is $336,500. The FHA cap for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator for a comparison of today's USDA versus FHA rates, checking the income, credit, reserves, and documentation required for qualification. With our enhanced mortgage calculator, explore USDA, FHA, Conforming, and VA loans side by side, aiding your decision for the best option in .

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2025 Loan Limits and Downpayments in Westville, Vermilion County, IL

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loans in Westville, IL

Lendersa® aims to help you acquire the best USDA or FHA loan quickly and easily. Choose from three methods to connect with lenders and navigate USDA loan programs.

Lendersa USDA loan requests and results

Understanding USDA Loans in IL

The USDA loan, backed by the Department of Agriculture and also known as a rural development loan, is available exclusively in rural areas. Unlike FHA loans that need a 3.5% down payment, USDA loans require no down payments.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • First Community Bank
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  • Priority First Federal Credit Union has its roots in the Brockway community, where it originated in 1969 as the Credit Union for employees of Brockway Glass, later known as Owens-Illinois. Throughout the years, Priority First was granted community charters in both Jefferson and Clearfield County, opening membership eligibility to all who live
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  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!
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