USDA Loan Vs. FHA loan for Hillsboro, IL [Montgomery County ]

During 2025, the USDA loan limit for Hillsboro in the county of Montgomery, IL is $336,500, while the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to weigh today’s top USDA and FHA rates and understand the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you to the best choice in for your financial needs.

Exploring USDA and FHA Loan Choices in Hillsboro, IL

Lendersa® aims to facilitate fast and hassle-free access to the best USDA or FHA loans. Choose from three starting steps that link you to lenders offering USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture. Available only in rural locales, USDA loans differ from FHA loans by requiring no down payment, a significant benefit for qualified buyers who meet the criteria.

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(304) 273-0515 Lender's profile and map Reviews Ravenswood Federal Credit Union 702 Washington Street, Ravenswood, WV, 26164 Ravenswood Federal Credit Union has been open since 1959. It's the 25th largest credit union in West Virginia with assets totaling $41.28 Million and providing banking services to more than 5, 000 members as of March 2022 The credit union is a community-based financial institution. People living, working
(316) 775-7591 Lender's profile and map Reviews White Eagle Credit Union 2830 N Ohio Street, Augusta, KS, 67010 White Eagle Credit Union, founded in 1935, and with branches in Augusta, El Dorado and Newton, Kansas, is a “Refreshingly personal. Remarkably advanced.” financial cooperative providing outstanding service with a dedication to helping members improve their financial well-being. White Eagle provides advanced mobile and online banking services.
(620) 532-5162 Lender's profile and map Reviews Citizens Bank of Kansas 2330 Ohio St, Augusta, KS, 67010 Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
(715) 582-4512 Lender's profile and map Reviews Peshtigo National Bank 250 French St., Peshtigo, WI, 54157 Peshtigo National Bank is an independent, locally owned community bank serving Marinette, Oconto, Brown, and Shawano counties (WI), as well as Menominee county (MI). Full service branches are located in Peshtigo, Marinette, Coleman, Gillett, and Oconto Falls, WI, along with a Loan Servicing Office in Antigo, WI.
(989) 244-7156 Lender's profile and map Reviews United Financial Credit Union 1026 W. Midland Road, Auburn, MI, 48611 Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.
(586) 466-7800 Lender's profile and map Reviews FreeStar Financial Credit Union 37570 S Gratiot Ave, Clinton Township, MI, 48036 FreeStar Financial Credit Union was originally established in 1957 at what is now the Selfridge Air National Guard Base as Selfridge Air Force Base Credit Union. In its early years, the Credit Union's field of membership consisted of military personnel and supplemental staff at Selfridge Air Force Base.
(586) 992-1250 Lender's profile and map Reviews PLB LENDING, LLC 58069 Van Dyke Rd., Washington, MI, 48094 PLB Lending, LLC was opened by Patricia Bidus in 2001 in Washington Township, Michigan. The main goal of the company is to assist our community with all of its mortgage needs. As a full service mortgage broker, we have always put our clients first. Going the extra mile to make sure they always receive the lowest rates and costs.
(440) 233-8800 Lender's profile and map Reviews Buckeye Community Bank 105 Sheffield Center, Lorain, OH, 44055 Founded in 1999, Buckeye Community Bank was created as an independent, locally owned community bank positioned to serve the local business community better than any other bank. Through relationships built with trust and service, we work with our clients to ensure that they can grow.
(205) 523-0299 Lender's profile and map Reviews MaggieMae 511 Energy Center Dr, Suite 702, Northport, AL, 35473 MaggieMae is a division of Consumer First Mortgage, Inc. (CFM), a privately held residential mortgage lending corporation based in Tuscaloosa, Alabama. CFM was founded in 2000, and we hold national lending and underwriting approvals from the Federal Housing Authority (FHA), the Department of Veterans Affairs (VA),
(205) 322-6654 Lender's profile and map Reviews Sixth Avenue Baptist Federal Credit Union 1101 Martin Luther King Jr Drive, SW, Birmingham, AL, 35211 Sixth Avenue Baptist FCU is an independent financial cooperative owned by its members. Sixth Avenue Baptist FCU was chartered in 1963 to help meet the financial needs of the members of Sixth Avenue Baptist Church and their immediate family members. Our main objective is serving our member-owners.
(205) 326-3852 Lender's profile and map Reviews New Pilgrim Federal Credit Union 641 Goldwire Way SW, Birmingham, AL, 35211 New Pilgrim Federal Credit Union was established in 1965 as an outreach ministry for members of New Pilgrim Baptist Church designed to meet the basic financial services needs of the congregation. The church is an established institution in Birmingham, Alabama organized in December 1900.
(205) 226-3900 Lender's profile and map Reviews ECO Credit Union 105 Frankfurt Cir, Birmingham, AL, 35211 eCO Credit Union is a not-for-profit financial co-operative. From checking to loans & everything in between, we exist to meet the needs of our members with free & low-cost products & services.We also work hard to prioritize financial literacy in our communities. With 6 branches around the Birmingham area,eCO Credit Union is here to meet your needs.