USDA Vs. FHA your options comparison in Hampshire, Kane County, IL
In 2025, the USDA loan limit for Hampshire, located in Kane county, IL, stands at $336,500. The FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess the best rates between USDA and FHA loans today. It allows you to figure out the necessary income, credit, reserves, and paperwork needed for eligibility. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, ensuring you can choose the best option in for your particular financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Hampshire, Kane County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Hampshire, IL
Lendersa® is focused on providing you with the ideal USDA or FHA loan quickly and without stress. Select one of three starting points that connect you with lenders and suitable USDA loan programs.
A USDA home loan, backed by the government’s Department of Agriculture, is also known as a USDA rural development loan or mortgage. Available exclusively in rural areas, USDA loans differ from FHA loans, which require a minimum down payment of 3.5%, as they require no down payment, offering considerable advantages to eligible borrowers.
At Unity we work with you to make your dreams a reality, today. Offering you better rates, personalized services, giving you greater control of your money.
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First National Bank is committed to its customers. For over 150 years our doors have been open, and we strive to serve our customers to best meet their individual financial needs, not only because they're our customers, but also our friends and neighbors. We take pride in being on a first name basis with our customers.
The Crawford County Trust and Savings Bank began in 1927, and we haven't changed our name since. At Crawford County Trust and Savings Bank you are a face and a name, not a number or a quota. As we work diligently to provide you with personal service, we recognize that our success depends on your success
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Chartered in 1933, Northwest Missouri Regional Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you
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Whether you're in Central, Eastern or Western Kentucky; whether you're looking for an FHA, VA, KHC or conventional loan, we're the source for your local mortgage loan solution. We represent a wide variety of local"
Social Mortgage began with the belief that surrounding yourself with good company matters. Our founders understood this and require each team member to live by one simple philosophy…Do Good for our Clients and Community. Not only do we bring competitive rates and pricing, but we also bring care, understanding,
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Our mission is simple: to find the best mortgage for you. The one that suits your specific needs and fits your particular situation. Whether you’re purchasing a home or refinancing one you already own, we’re dedicated to finding the mortgage that will work for you. And we take pride in being a mortgage broker and NOT a lender.
Superior National Bank opened in 1890. Headquartered in Hancock Michigan, Superior National Bank serves clients in the Upper Peninsula and Southeast Michigan regions and employs over 250 people. Superior National Bank provides individual consumers, businesses, municipalities and corporations with a full range of banking services spanning lending.
