USDA and FHA Pro and Con in Pingree-Grove, Kane County, IL

In 2024, USDA loan limit in Pingree-Grove, county of Kane, IL is $303,600 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Pingree-Grove, county of Kane, IL

Loan Type Loan Limit Down payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Pingree-Grove, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vermont Community Loan Fund
  • 7 School Street, Montpelier, VT, 05602
  • VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.
  • Nutmeg State Financial Credit Union
  • 500 Enterprise Drive, Suite 4A, Rocky Hill, CT, 06067
  • Nutmeg State Financial Credit Union is a values-driven organization committed to intentional actions and investments to “be the change” in our community. We believe prosperity for all people is possible when the people, businesses and municipalities that define a community are interconnected through meaningful social & economic relationships.
  • Advance Smart
  • 2264 Silas Deane Highway, Rocky Hill, CT, 06067
  • Advance Smart offers multiple business financing options with one appication. SBA loans, secured loans, unsecured loans, merchant cash advances, bridge loans, commercial loans, lines of credit, factoring, hard money loans and purchase order financing. We have the best options such as pre-payment discounts, weekly, bi-weekly, monthly.
  • Connecticut Housing Finance Authority
  • 999 West Street, Rocky Hill, CT, 06067
  • The Connecticut Housing Finance Authority (CHFA) was created in 1969 by the Connecticut Legislature as a self-supporting quasi-public housing agency charged with the purpose of expanding affordable housing opportunities for Connecticut’s low- and moderate-income families and individuals..
  • Noreast Mortgage Services
  • 1092 Elm Street, Suite 203, Rocky Hill, CT, 06067
  • The Noreast Mortgage Services Team is your premier mortgage team located in Rocky Hill, Connecticut. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rocky Hill area.
  • Empire Home Loans
  • 1880 Silas Deane Highway, Rocky Hill, CT, 06067
  • Empire Home Loans is here to make the dream of home ownership become a reality. Our goal at Empire is to provide every client with a loan program that best fits their needs along with their short and long term goals. We offer Empire Home Loan Programs that fit a broad range of client needs
  • Connecticut Labor Department Federal Credit Union
  • 200 Folly Brook Blvd, Wethersfield, CT, 06109
  • The mission of the Connecticut Labor Department Federal Credit Union is to be the preferred financial institution for its current and prospective members. We will achieve our goal by providing quality financial products and personalized service. A credit union is a not-for-profit financial cooperative, owned by the people who save and borrow there.
  • Dutch Point Credit Union
  • 195 Silas Deane Highway, Wethersfield, CT, 06109
  • Dutch Point Credit Union is a full-service, community credit union whose mission is to improve members’ financial well-being through financial solutions and education. Dutch Point has been serving generations of members since 1960. Membership is open to anyone who lives, works, worships, goes to school or conducts business in Hartford, New Haven.
  • Welcome Home Mortgage, LLC
  • 1331 Silas Deane Highway, Wethersfield, CT, 06109
  • We are your Mortgage consultant in Connecticut committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair. Welcome Home Mortgage LLC has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing.
  • Better Loan Society Inc
  • 530 Silas Deane Hwy, Wethersfield, CT, 06109
  • At Better Loan Society Inc, we do things a little differently. Instead of focusing on selling as many loan products as we can, we believe in a more personal approach. We're passionate about providing you with the tools you need to achieve your dreams, and we'll assist you in any way we can.