USDA Vs. FHA your options comparison in Pingree-Grove, Kane County, IL

In 2025, the USDA loan limit set for Pingree-Grove in Kane, IL, is $303,600, compared to the FHA limit of $379,500 for a single-family residence.

Make use of the Lendersa® USDA loan calculator to evaluate the top current USDA versus FHA rates and discern the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best program in for your specific financial needs.

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2025 Loan Limits & Down Payment Requirements in Pingree-Grove, Kane, IL

Loan Type Loan Limit Down Payment
USDA $303,600 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Pingree-Grove, IL

Lendersa® aims to swiftly provide you with the best USDA or FHA loan options, ensuring a hassle-free process. Choose from three methods to pair with the most suitable lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in IL

The USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available exclusively in rural areas. In contrast to FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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