In 2025, the USDA loan limit for St.-Charles, located in Kane, IL, is $303,600, whereas, for a single-family residence, the FHA limit amounts to $379,500.
Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA, and calculate the income, credit score, reserves, and documentation required to qualify. With our cutting-edge mortgage calculator, you can review USDA, FHA, Conforming, and VA programs side by side to decide which one is most suitable for your financial needs in .
2025 Loan Limits and Down Payment Requirements in St.-Charles, Kane of IL
Loan Type
Loan Limit
Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-Charles, IL
The aim of Lendersa® is to secure you the best USDA or FHA loan swiftly and with ease. Start from one of the three pathways below to find matching lenders and USDA loan options.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also called a USDA mortgage or USDA rural development loan, designated for rural areas. Unlike the FHA loans that necessitate at least a 3.5% down payment, the USDA mortgage loan requires no down payment.
6180 Brent Thurman Way, Suite 200 - A, Las Vegas, NV, 89148
At Empire Mortgage, our focus is our clients! We strive to understand your unique situation in order to tailor fit your mortgage options. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
6069 South Fort Apache Road, Suite 130, Las Vegas, NV, 89148
Modern Finance Modern Finance is dedicated to providing the best service and consultation for clients trying to obtain or refinance a loan and also Modern Finance L.L.C. is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity
9205 W. Russell Rd, Suite 240, Las Vegas, NV, 89148
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9435 West Russell Road, Suite 110, Las Vegas, NV, 89148
We are a Nevada-based mortgage company passionate about funding your dreams.We've spent more than a decade serving Nevada homeowners and real estate professionals. We work every day to wow our clients by creating the ultimate homebuying experience. Because we are a mortgage broker, we are able to shop multiple lenders.
8880 W. Sunset Rd., Suite 190, Las Vegas, NV, 89148
Blackmon Home Loans offers three decades of experience in the home mortgage business. We understand the local home buying process and what residents of Southern Nevada can expect when trying to purchase or refinance a home. We can help you buy a new house or refinance your mortage in Las Vegas.
Battle Born Capital was founded by a team of industry leaders who know the Southern Nevada trust-deed investing landscape better than anyone. Our owners and principals are professionals from the real estate, legal, accounting and mortgage lending industries who have been through –and understand--
10845 Griffith Peak Drive, Suite 2-188, 2nd Floor, Las Vegas, NV, 89135
At Harris Capital Mortgage, we take the time to meet our customers needs and guide them through the application process.
We specialize in FHA, Conventional and VA financing. We have a variety of loan programs that may be beneficial for you or your clients. We have financing down payment assistance and many more options
11700 W. Charleston Blvd, Suite 170, Suite 105, Las Vegas, NV, 89135
The DM3 Group is proud to offer some of the most innovative loan products in the market place today. With over 25+ years of experience in lending, we aim to be your first phone call when considering any loan. We promise to be honest, efficient and courteous to all our clients. There will be no time wasted while working with us.
