For the year 2026, the USDA loan limit in Hickory-Hills, located within the county of Cook, IL, is $0, whereas the FHA limit for a single-family home is set at $379,500.
Take advantage of the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates. This tool helps in determining the income level, credit score, reserves, and documentation required to qualify for a loan. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in figuring out which program in
Compare a broad spectrum of loan offers from as many as 100 different lenders.
| Loan Type | Loan Limit | Down Payment Required |
| USDA | $0 | 0% down payment |
| FHA | $379,500 | 3.5% down payment |
| Conventional Conforming | $548,250 | 3% down payment |
Our aim at Lendersa® is to provide you with the best possible USDA or FHA loan as swiftly and seamlessly as possible. Choose from three different starting points that will result in matching you with suitable lenders and the best USDA loan programs for your needs.
A USDA home loan comes with a government guarantee provided by the Department of Agriculture. Also known as a USDA rural development loan or USDA mortgage, it is specifically accessible in rural localities. Distinctively, unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment at all, making it an attractive option for qualifying individuals.
Enter your location to find out if it qualifies for USDA rural housing loan?
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