USDA Vs. FHA your options comparison in Hickory-Hills, Cook County, IL
For the year 2025, the USDA loan limit in Hickory-Hills, located within the county of Cook, IL, is $0, whereas the FHA limit for a single-family home is set at $379,500.
Take advantage of the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates. This tool helps in determining the income level, credit score, reserves, and documentation required to qualify for a loan. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in figuring out which program in suits your specific financial scenario best.
Details on Loan Limits and Down Payment Requirements for 2025 in Hickory-Hills, Cook, IL
Loan Type
Loan Limit
Down Payment Required
USDA
$0
0% down payment
FHA
$379,500
3.5% down payment
Conventional Conforming
$548,250
3% down payment
Available USDA and FHA Loan Choices in Hickory-Hills, IL
Our aim at Lendersa® is to provide you with the best possible USDA or FHA loan as swiftly and seamlessly as possible. Choose from three different starting points that will result in matching you with suitable lenders and the best USDA loan programs for your needs.
A USDA home loan comes with a government guarantee provided by the Department of Agriculture. Also known as a USDA rural development loan or USDA mortgage, it is specifically accessible in rural localities. Distinctively, unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment at all, making it an attractive option for qualifying individuals.
We pride ourselves in establishing personal relationships that last a lifetime. Diligent service is not optional but a requirement. It has quickly earned us a reputation for conducting business with honesty and integrity. As a result, Marvel Ventures Mortgage was the multiple year Broker of the Year nominee for excellence in their field.
We are committed to helping our customers meet their financial goals. Marquette Bank provides convenient offices and accessible drive-thrus near work or home, 24-hour Teller-Phone, over 55, 000 free ATMs worldwide, Mobile Banking, Online Banking and Bill Payment, 24/7 Remote Deposit services for Business.
Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. We offer clients customized mortgage solutions to obtain the BEST rate possible. Our average employee has over 12 years of banking and home loan financing experience.
Christopher Zabat is the father of the mortgage company he have always had a passion for Real Estate Finance. he remember getting very interested in it when we bought our very first home in May of 2000. My personal experience throughout the entire process made me so curious on how things were done.
Elite Commercial Lending dba Elite Residential Lending is currently licensed in Illinois and is a full-service mortgage broker, headquartered in Chicago, Illinois and we offer fast service, low rates and we provide an innovative mix of mortgage products. Our Vice President has over 27 years of mortgage experience.
14930 S Cicero Ave, Suite 2B, Oak Forest, IL, 60452
PACOR is an outstanding resource for mortgage financing. Now in our 34th year in the business, our management team has seen the company grow through the most challenging markets. It’s no secret that today’s real estate landscape has changed, but remaining nimble is one of our strengths.
Northside L Federal Credit Union was originally chartered in 1937 for employees of the CTA. This credit union is one of the oldest CTA credit unions.
Membership now includes employees of Metra, Pace and the RTA; family members as well as retired employees are also eligible for membership.
Access Credit Union has been open since 1998. The credit union has assets totaling $61.42 Million and provides banking services to more than 5,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
10555 W. Cermak Rd, Suite 2, Westchester, IL, 60154
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply
Leader Oneis a mortgage banking firm that funds over $1.7 Billion annually in residential real estate purchase and refinance mortgage transactions.With corporate operations centralized in the Midwest, LeaderOne Financial Corporation is represented by hundreds of lending professionals with local branch offices throughout the nation
1515 West 22nd Street, Suite 100W, Oak Brook, IL, 60523
Evergreen Bank Group is a locally owned and managed, full service Illinois State chartered commercial bank. We are focused on the relationships we build with our clients and the communities we serve. Our experienced staff is professional and highly responsive to personal and business needs. Evergreen Bank Group is Member FDIC, Equal Housing Lender.
Republic Bank has been dedicated to serving its local communities since 1964. From day one, we have been focused on what matters most: our clients’ financial success. Providing our clients with exceptional service and innovative financial solutions has enabled them – and Republic Bank of Chicago – to thrive.
