USDA VS FHA in Palos-Hills, Cook County, IL

In 2025, the USDA loan limit for Palos-Hills in Cook county, IL, is $0, while the FHA limit for a single-family home is $379,500.

Take advantage of the Lendersa® USDA loan calculator to compare the best rates available for USDA vs FHA loans today, determining the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA side by side to decide which is best for your particular financial situation in .

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2025 Loan Limits and Down Payment Requirements in Palos-Hills, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Palos-Hills, IL

Lendersa® aims to get you the best USDA or FHA loan quickly and without hassle. Start with one of three options leading to matching lenders and USDA loan programs.

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Understanding USDA Loans in IL

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The First Farmers National Bank of Waurika
  • 319 E D Ave, Suite 3227, Waurika, OK, 73573
  • With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
  • MoutainOne Bank
  • 93 Main Street, North Adams, MA, 01247
  • MountainOne is dedicated to the local communities we serve, with a mission of delivering solutions of real value that help individuals, businesses, and community institutions manage their financial lives with clarity & confidence. Founded in 1848, MountainOne Bank provides a complete array of personal and business banking and electronic services.
  • Walton County’s First Credit Union
  • 1586 US Highway 90 West, Defuniak Springs, FL, 32433
  • Walton County Teachers’ Federal Credit Union is a non-profit financial organization owned and operated by you, the members, for the benefit of all who belong. We were chartered in 1961 to serve all school personnel of the Walton County School Board, in Walton County, Florida. The credit union expanded its field of membership.
  • The Torrington Savings Bank
  • 129 Main Street, Torrington, CT, 06790
  • Torrington Savings Bank was chartered in 1868 as a mutual savings bank. It is owned by its depositors, has no shareholders & is operated to serve the banking & investment management needs of the thirty-three towns in Northwest Connecticut. Our Mutual Savings Bank Charter helps us to manage according to the best interests of our local communities.
  • TruCommunity Bank ND
  • 205 Main Street, Turtle Lake, ND, 58575
  • TruCommunity Bank is the new, shared name of three banks in McLean County, North Dakota — Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank has roots going back to 1919. We’re stronger and more efficient together, and ready for the future too. It’s Community banking at its best.
  • Torrington Municipal & Teachers Federal Credit Union
  • 777 East Main St, Torrington, CT, 06790
  • We are a not-for-profit community credit union serving Litchfield County. If you live, work or go to school in Litchfield County, you’re eligible to join. Torrington Municipal & Teachers Federal Credit Union is a full service financial institution owned by it's members, open to anyone who lives, works or goes to school in Litchfield County.
  • Northwest Hill Credit Union
  • 339 North Elm Street, Torrington, CT, 06790
  • Formerly The Torrington Company Employees Credit Union, Inc., founded in 1954, Northwest Hills Credit Union, Inc. has provided its members with quality financial services, high dividend rates on deposit accounts, and low rates on loans. The credit union is owned by its members who elect a volunteer Board of Directors responsible for its operations.
  • St. Vincent's Medical Center Federal Credit Union
  • 2800 Main Street, Bridgeport, CT, 06606
  • St. Vincent’s Hospital Federal Credit Union was founded and chartered on May 19, 1971 to serve the employees of St. Vincent’s Hospital and their immediate family. In August, 1976 our name was changed to St. Vincent’s Medical Center Federal Credit Union to reflect the name change of our sponsor.
  • Bridgeport Police Federal Credit Union
  • 3590 Main Street, Bridgeport, CT, 06606
  • The Bridgeport Police Federal Credit Union was founded on June 3, 1954. Prior to 1996, the Credit Union offered primarily savings accounts, checking accounts and loans. We've come a long way since then. We're now a full-service financial institution offering everything from credit cards to online banking.
  • Carolina Lending Group
  • 1022 Carolina Boulevard, Isle Of Palms, SC, 29451
  • Carolina Lending Group, LLC is going to make a commitment to giving back to both our community and other global organizations in an effort to make the world a better place. Our global partnership with Kiva.Org has been in place for many years and we will continue to support these causes via this platform for as little as $25 a loan.