FHA Vs. USDA loan program for Chicago-Ridge, Cook County, Illinois

In 2025, USDA loan limit in Chicago-Ridge, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Chicago-Ridge, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(215) 646-8400 663 miles Lender's profile and map Reviews Ambler Savings Bank 155 E Butler Avenue, Ambler, PA, 19002 For over 145 years, the Bank has been headquartered in Ambler, Pennsylvania with locations in Fairview Village, Limerick, and Bally, as well as several continuing care retirement facilities. Member FDIC. Equal Housing Lender. Ambler Savings Bank has been serving the financial needs of residents
(215) 658-1901 663 miles Lender's profile and map Reviews United Lending Group of NJ 1716 Penns Ln, Ambler, PA, 19002 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(215) 880-3636 663 miles Lender's profile and map Reviews Philadelphia Mortgage Company, Inc 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002 Philadelphia Mortgage Company was created with one goal in mind .. To help people make smarter, better informed financial decisions when looking to purchase a home. With 40 years of experience and well over 10, 000 clients served, PMC is committed to educating and guiding individuals through the mortgage process.
(215) 600-3419 663 miles Lender's profile and map Reviews Legacy Capital 921A N Bethlehem Pike, Unit 2, Ambler, PA, 19002 We’ve been financial advisors, note buyers, real estate operators, developers, lenders, educators, advisors, and coaches. But one big passion that has been there throughout everything and has only grown for us over the years is how to utilize finance to grow and scale businesses in a responsible way.
(215) 469-1000 663 miles Lender's profile and map Reviews Centennial Lending Group 1126 Horsham Road, Ambler, PA, 19002 Centennial Lending, is a growing mortgage lender headquartered in Maple Glen, PA, currently licensed in eleven states with goals to expand its footprint nationwide, offering award-winning knowledge and service to home buyers and home owners seeking new mortgages or refinancing. Inclusion on Inc Magazine’s Inc 5000 list for the past three years
(215) 542-9900 663 miles Lender's profile and map Reviews LEO MORTGAGE, INCORPORATED 921-A Bethlehem Pike, Suite 208, Ambler, PA, 19002 Leo Mortgage is a family owned and operated full service Mortgage Brokerage dedicated to provided tremendous customer service. When we do a good job for you, we believe you will tell a friend - and that is how our business grows. We are: The Leader in Home Financing. We provide good old fashioned customer service. Call us anytime (215) 542-9900
000-000-0000 663 miles Lender's profile and map Reviews CAPE MAY MORTGAGE COMPANY 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002 Cape May Mortgage Company was created with one goal in mind... To help people make smarter, better informed financial decisions when looking to purchase a home. With 30 years of experience and well over 10,000 clients served, John Joyce is committed to educating and guiding individuals through the mortgage process.
(908) 995-2326 664 miles Lender's profile and map Reviews Riegel Federal Credit Union 515 Milford-Warren Glen Rd, Milford, NJ, 08848 In 1960, a group of employees of Riegel Paper pooled their resources and received a federal charter to form their own credit union. This group of volunteers and community activists provided a place where hard-working locals could save for the future and borrow to get through tough times.
(903) 794-8216 664 miles Lender's profile and map Reviews Texarkana Terminal Federal Credit Union 3801 Texas Boulevard, Texarkana, TX, 75503 Texarkana Terminal Employees Federal Credit Union will operate under the Federal Credit Union Act to promote thrift among our members and create a source of credit for provident or productive purposes. We will strive to deliver friendly, accurate services in a timely manner to meet the needs of all our members.Our membership has been extended to an
(903) 334-0900 664 miles Lender's profile and map Reviews Texana Bank 3620 Richmond Rd, Texarkana, TX, 75503 At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana. We are your neighbors, your friends and your bankers.