USDA Loan Vs. FHA loan pro & con for Chicago-Ridge, Cook County, IL

In 2025, USDA loan limit in Chicago-Ridge, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Chicago-Ridge, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(410) 420-2071 614 miles Lender's profile and map Reviews 212 Mortgage Group Inc 1676 Campbell Road, Forest Hill, MD, 21050 212 Mortgage is small, agile team that is devoted to securing you the best possible home loan solution that fits the goals and objectives you have set for yourself and your family. As a team, we will go the extra mile to ensure that this process is simple, easy, and quick as possible.
(620) 845-6431 614 miles Lender's profile and map Reviews The Stock Exchange Bank, Caldwell, Kansas 103 South Main Street, Caldwell, KS, 67022 The Stock Exchange Bank of Caldwell, the oldest banking institution in Caldwell and Sumner County, received its state charter on November 12, 1881 and opened on Christmas Eve, December 24, 1881. The stone building erected to house the bank in 1881 at a cost of $5,000, has undergone several remodeling projects
(919) 948-6878 615 miles Lender's profile and map Reviews Independent Advantage Mortgage, LLC 1525 E. Franklin Street, Suite 4, Chapel Hill, NC, 27514 Independent Advantage Mortgage, LLC. is a full-service mortgage company based in Chapel Hill, North Carolina serving the entire state but mostly in Orange County, Durham County and Wake county. Whether you are buying a home or refinancing you owe it to yourself to see what I can do for you.
(919) 869-8200 615 miles Lender's profile and map Reviews Carolina Home Mortgage 1506 E. Franklin Street, Suite 201, Chapel Hill, NC, 27514 Carolina Home Mortgage is a family-owned mortgage broker headquartered in Chapel Hill with branch offices in Pittsboro and Fayetteville. Serving all of NC through www.CarolinaHomeMortgage.com, you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money.
(717) 768-8811 615 miles Lender's profile and map Reviews Bank of Bird-in-Hand 309 N. Ronks Rd, Bird In Hand, PA, 17505 Bank of Bird-in-Hand is a Pennsylvania state-chartered stock savings bank headquartered in Bird-in-Hand, Pennsylvania, which opened in December 2013. The Bank, upon its opening, was the first bank to gain a charter in the United States since 2010 and remains the only bank in PA to open since 2008.
(804) 756-5000 615 miles Lender's profile and map Reviews Connects Federal Credit Union 7700 Shrader Road, Richmond, VA, 23228 Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.
(804) 836-9580 615 miles Lender's profile and map Reviews Direct Mortgage Brokers, LLC. 2103 East Parham Road, Suite 210, Henrico, VA, 23228 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(877) 773-6605 615 miles Lender's profile and map Reviews Ephrata National Bank 31 E. Main St, Ephrata, PA, 17522 Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.
(717) 295-6685 615 miles Lender's profile and map Reviews Lancaster Red Rose Credit Union 16 E Main Street, Leola, PA, 17540 The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.
(570) 446-9078 615 miles Lender's profile and map Reviews Getz Mortgage, Inc. 480 Pierce Street, Suite 306, Kingston, PA, 18704 Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.