USDA VS FHA in Justice, Cook County, IL

In 2025, the USDA loan limit for Justice, located in the county of Cook, IL, is set at $0, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's favorable rates for USDA and FHA loans. This tool helps determine the required income, credit score, reserves, and necessary documents for eligibility. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side to determine which option is best for your financial needs in Alabama.

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Loan limits and down payment requirements for 2025 in Justice, county Cook, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan alternatives in Justice, IL

The aim of Lendersa® is to provide you with optimal USDA or FHA loans swiftly and effortlessly. Choose from three ways to initiate your search for matching lenders and USDA loan programs.

Results from Lendersa's USDA loan requests and matching

Understanding USDA Loans in IL

USDA home loans are government-backed by the Department of Agriculture, often referred to as USDA rural development loans or USDA mortgages, and are exclusively available in rural areas. Unlike FHA loans that require a 3.5% down payment, the USDA mortgage involves no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vincent Viriyakul Residential & Commercial Financing & Real Estate
  • 1754 N. Washington St, Suite 128B, Naperville, IL, 60563
  • Great Mortgage Company Inc. 1754 N Washington St, Ste 128B Naperville, IL 60563 is an Illinois Residential Mortgage Licensee. Great Mortgage Company Inc is an approved FHA lender, not an agency of the U.S government. All loans are subject to final lender approval. Programs, rates, terms and conditions may change without notice.
  • CIBM Bank
  • 1811 Centre Point Drive, Suite 123, Naperville, IL, 60563
  • full-service banking offices you'll find a full array of Personal and Business banking services and products to help you create the life you want and to help your business continue to be successful. We work hard to be your partner and we understand that this means listening and responding to the unique needs of you.
  • Prosperity Co
  • 1730 Park Street, Suite 200A, Naperville, IL, 60563
  • "Prosperity Co. is a Massachusetts Foreign Corporation filed On August 13, 2021. The company's File Number is listed as 001526020. The Registered Agent on file for this company is Yang Liu and is located at 75 Tyler Rd, Weston, MA 02493. The company's principal address is 1730 Park St, Suite 200a, Naperville, IL 60563."
  • Top Performers Financial Services Inc
  • 1300 Iroquois Avenue, Suite 275, Naperville, IL, 60563
  • Top Performers Financial Services, Inc is committed to helping you find the right mortgage product for your needs. We understand that every mortgage company is different, and we offer a variety of products to meet your individual requirements. Our staff can provide a personable experience for your unique and individual situation.
  • Professional Mortgage Solutions Inc
  • 1776 Legacy Circle, Naperville, IL, 60563
  • Our mortgage team members give you the personal attention you deserve and treat you with the respect due a valued customer. You are making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So here's our commitment to you: we will help you qualify, apply and be approved for the ideal mortgage loan for you
  • LendLink Financial Inc
  • 5901 North Milwaukee Avenue, Suite F, Chicago, IL, 60646
  • At LendLink Financial our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Smooth Mortgage Company LLC
  • 4001 West Devon Avenue, Suite 321, Chicago, IL, 60646
  • Smooth Mortgage is built upon 18 years of mortgage and finance excellence in Chicago and surrounding areas. We work hard to get you the lowest possible rate, beating banks and retail lenders. With Smooth, you have one point of contact who works with you all the way through from beginning to end. We only partner with the best lenders.
  • International Bank of Chicago
  • 5069 North Broadway, Chicago, IL, 60640
  • International Bank of Chicago is dedicated to being a productive member of the community. In order to benefit residents and make a positive impact, the bank focuses on providing diverse, accessible and proactive services. International Bank’s products are also designed to serve customers.