USDA Vs. FHA your options comparison in Justice, Cook County, IL

In 2025, the USDA loan limit for Justice, located in the county of Cook, IL, is set at $0, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's favorable rates for USDA and FHA loans. This tool helps determine the required income, credit score, reserves, and necessary documents for eligibility. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side to determine which option is best for your financial needs in Alabama.

Compare loan offers from 100 lenders

Loan limits and down payment requirements for 2025 in Justice, county Cook, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan alternatives in Justice, IL

The aim of Lendersa® is to provide you with optimal USDA or FHA loans swiftly and effortlessly. Choose from three ways to initiate your search for matching lenders and USDA loan programs.

Results from Lendersa's USDA loan requests and matching

Understanding USDA Loans in IL

USDA home loans are government-backed by the Department of Agriculture, often referred to as USDA rural development loans or USDA mortgages, and are exclusively available in rural areas. Unlike FHA loans that require a 3.5% down payment, the USDA mortgage involves no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LOTUS MORTGAGE CORPORATION
  • 1950 Street Rd, Suite 306, Bensalem, PA, 19020
  • Lotus Mortgage Corp, Licensed in Pennsylvania and Texas, is an established business of over 28 years, since 1991. We are extremely dedicated towards helping our clients secure their financial future, hence nearly 95% of our business is from referrals from past clients, business colleagues, as well as established real estate agents.
  • Mortgage News Channel
  • 401 Route 70 East, Cherry Hill, NJ, 08034
  • Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs. Our mission is to serve our customers with honesty, integrity and competence.
  • NationMac Mortgage
  • 1060 North Kings Hwy, Suite 110, Cherry Hill, NJ, 08034
  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.
  • FIRST FINANCIAL LENDING LLC
  • 208 Kings Highway South, Cherry Hill, NJ, 08034
  • First Financial Lending is a full service mortgage broker and lending firm. We have an experienced staff offering expertise in every are of mortgage lending. We have access to a full range of mortgage programs & all of our specialists are dedicated to finding you the right loan with the best rates, terms & lowest costs to meet your unique needs.
  • True Sky Credit Union
  • 10201 S Western Avenue, Oklahoma City, OK, 73139
  • True Sky Credit Union is a not-for-profit financial institution, serving the needs of those who live, work, worship or attend school in the eight counties surrounding the Oklahoma City metro area. We have seven convenient locations in the metro area including branches in Mustang, Capitol Hill, Norman, Edmond, Moore, Northwest Oklahoma City.
  • Cooperative Federal Credit Union
  • 39 Broadway, Woodridge, NY, 12789
  • The formation of Cooperative Federal Credit Union was based on a need. It came to fruition after many hours of hard work and the untiring dedication of ordinary people, specifically the founders and members of The Cooperative Fire Insurance Companies of Sullivan and Adjoining Counties.
  • Newport News Municipal Employees Credit Union
  • 502 Operations Drive, Newport News, VA, 23602
  • Newport News Municipal Employees Credit Union is a nonprofit, cooperative savings and lending organization. It is owned and controlled by its members. The Credit Union was granted a state charter on September 21, 1950. After 25 years of operation the credit union reached its first $1 million in assets.
  • All Commercial Finance
  • 1116 S. Patterson, Oklahoma City, OK, 73160
  • All Commercial Finance (ACF) is located in Houston, Texas, Winter Park, Florida and Oklahoma City and managed by Jay Clark along with a network of Private Investors. The group has over 55 years of experience in aviation, real estate investments and asset based lending, financial facilitation