USDA Vs. FHA Pro and Con comparison in Hoffman-Estates, Cook County, IL
For 2025, the USDA loan limit applicable in Hoffman-Estates, located in the county of Cook, IL stands at $0, whereas the FHA loan limit is $379,500 for single-family homes.
To compare the current USDA and FHA rates and to assess the income, credit score, reserve funds, and documentation needed to qualify, make use of the Lendersa® USDA loan calculator. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best option for your financial needs in .
Loan limits and down payment requirements for 2025 in Hoffman-Estates, found in the county of Cook, IL
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Hoffman-Estates, IL
Lendersa® is committed to finding you the ideal USDA or FHA loan swiftly, with minimal hassle. Choose one of the three methods to connect with matched lenders and USDA loan programs.
The USDA home loan is a type supported by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically available for rural areas. It differs from FHA loans, which require a minimum 3.5% down payment, as the USDA home loan does not demand any down payment.
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26800 Aliso Viejo Pkwy, Suite 200, Aliso Viejo, CA, 92656
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27081 Aliso Creek Road, Suite 200, Aliso Viejo, CA, 92656
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