USDA Vs. FHA your options comparison in Indian-Head-Park, Cook County, IL

In 2025, the USDA loan limit for Indian-Head-Park in Cook county, IL, stands at $0. The FHA limit for a single-family home is $379,500.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side by side, helping clarify the best choice for your financial situation in .

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2025 Loan Thresholds and Down Payment Requirements in Indian-Head-Park, Cook County, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Indian-Head-Park, IL

Lendersa® aims to quickly secure you the optimal USDA or FHA loan without hassle. Choose one of three starting options to find compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

The USDA home loan, backed by the Department of Agriculture, known also as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. FHA loans require at least a 3.5% down payment, but USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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