USDA and FHA Pro and Con in La-Grange, Cook County, IL

In 2024, USDA loan limit in La-Grange, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in La-Grange, county of Cook, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in La-Grange, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Adfitech Inc
  • 3001 Technology Dr, Edmond, OK, 73013
  • Since 1983, Adfitech has provided outsource services to the mortgage industry. We have a proven reputation in quality control, due diligence, post closing fulfillment, and servicing oversight. We are diligent in keeping abreast of the ever changing Investor, Federal, State, and CFPB compliance laws and regulations.
  • American Mortgage Source
  • 2400 Lytal Lane, Edmond, OK, 73013
  • At American Mortgage Source, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. American Mortgage Source, where we specialize in residential mortgages.
  • Financial Concepts Mortgage
  • 2949 S Bryant Ave, Edmond, OK, 73013
  • Cindy Glenn makes the mortgage process SIMPLE by offering you the latest in financial tools that help you make sound financial choices. A SIMPLE 5-10 minute phone call starts the pre-qualification process! Cindy helps you make a good mortgage choice because she understands that buying a house is usually the largest purchase.
  • Financial Concepts Mortgage
  • 2949 S Bryant Ave, Edmond, OK, 73013
  • Financial Concepts Mortgage is locally owned and operated. Founded in 2001, our team has more than 50 years of combined mortgage lending experience. We pride ourselves on offering some of the lowest rates nationwide as well as a home loan application process that’s quick and simple for prospective homeowners in OK, KS, TX, AR, AL
  • Echo Mortgage Group
  • 902 NW 139th Street Pkwy, Edmond, OK, 73013
  • Echo Mortgage Group Helping buyers and client with their Home Lending needs. Whether purchasing or refinancing we can provide the best product at the best price to fit your needs. Free pre-approvals and always ready to help discuss your individual needs. We also specialize in New Construction for those building and purchasing their dream home
  • STOUT LENDING, LLC,
  • 3847 S Boulevard, Suite 200, Edmond, OK, 73013
  • Stout Lending is the vision and hard work of industry veteran and entrepreneur Christopher Herford. Chris spent years developing his specialized skill set in customer service, problem resolution, mortgage lending and real estate. Chris saw the need to create a highly efficient Mortgage Brokerage which would allow clients
  • Centennial Home Mortgage
  • 902 NW 139th Street Parkway, Edmond, OK, 73013
  • Founded in 2013 in a spare bedroom, we have grown customer by customer & employee by employee to the respected mortgage banking operation that it is now - funding hundreds of millions of dollars in residential financing for it's clients. We are proud to serve the communities we do business in by providing residential home financing for purchase
  • Trouvaille Federal Credit Union
  • 4700 Wissahickon Avenue, Suite 126, Philadelphia, PA, 19144
  • The Trouvaille FCU is a financial cooperative owned by its members. It strives to improve the quality of life of its members by encouraging regular savings. Trouvaille FCU provides access to financial education and services to its members. It is particularly focused on extending financial services to those traditionally.