USDA Loan Vs. FHA loan for Countryside, IL [Cook County ]

In 2025, the USDA loan limit in Countryside, within Cook county, IL, is $0, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's leading rates between USDA and FHA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, supporting you in choosing which program in best fits your financial needs.

USDA and FHA Loan Options in Countryside, IL

Lendersa® strives to secure the optimal USDA or FHA loan for you promptly and without hassle. Choose from one of three starting methods that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in IL?

A USDA home loan, insured by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, available exclusively in rural communities. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require none, offering a significant advantage to eligible applicants.

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(402) 786-2555 Lender's profile and map Reviews Horizon Bank Nebraska 10841 North 142nd, Waverly, NE, 68462 Horizon Bank has been serving the financial needs of customers for over 100 years! Since the1990's, Horizon Bank has also been actively involved in the development of affordable housing. Working with developers and syndicators in the Midwest, Horizon Bank has experience in over 380 developments.
(865) 688-2424 Lender's profile and map Reviews TN Connect Credit Union 6211 Middlebrook Pike, Knoxville, TN, 37909 Founded by a group of postal employees in 1924, tnConnect Credit Union remains a non-profit, community-focused financial institution. Our commitment is to help our members succeed and grow financially. We provide a full range of financial products, from everyday savings, checking, and loans to retirement and pet savings accounts.
(865) 558-3117 Lender's profile and map Reviews Holston Methodist Federal Credit Union 1235 E Weisgarber Road, Knoxville, TN, 37909 Holston Methodist FCU was founded by Seven (7) United Methodist Clergy to assist fellow clergy and their family members with various financial needs. Holston Methodist FCU has been dedicated to serving pastors, churches, staff, church organizations, select employee groups and members within Holston Conference since 1956.
(865) 584-1584 Lender's profile and map Reviews Real Estate Finance Group 4707 Papermill Dr, Suite 102, Knoxville, TN, 37909 Real Estate Finance Group are a local, knowledgeable, and professional mortgage company that cares about its clients. Real Estate Finance Group employs credit trained mortgage consultants with immediate decision making authority REFG is fueled by a genuine belief in the ‘customer for life’ principal.
(865) 909-0211 Lender's profile and map Reviews Keystone Mortgage 1508 Coleman Road, Knoxville, TN, 37909 Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Founder and President Matt Padgett was purchasing a residential investment property in 2004, and he became increasingly irritated by and disappointed in the lack of knowledge and good customer service he encountered along the way
(931) 461-8576 Lender's profile and map Reviews First Vision Bank. 1401 N. Jackson Street, Tullahoma, TN, 37388 First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.
(931) 455-3488 Lender's profile and map Reviews Citizens Tri-County Bank 201 N Jackson Street, Tullahoma, TN, 37388 Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.
(800) 342-3086 Lender's profile and map Reviews Ascend Federal Credit Union 520 Airpark Drive, Tullahoma, TN, 37388 At Ascend, our mission is to "Raise Possibilities" for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.
(931) 455-0500 Lender's profile and map Reviews Mortgage Connection 609 Wilson Avenue, Tullahoma, TN, 37388 Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(724) 539-3501 Lender's profile and map Reviews Commercial Bank and Trust of PA 900 Ligonier Street, Latrobe, PA, 15650 Commercial Bank & Trust of PA opened its doors for business in May 1934 at the Latrobe office of the former Peoples National Bank, a building that serves still today as the bank's main retail office and administrative headquarters. The bank was organized with a total capitalization of $193,250. Founding directors were L.B. Berlin, Michael Charley.
(724) 539-9755 Lender's profile and map Reviews Westmoreland Federal Savings and Loan Association 322 Main Street, Latrobe, PA, 15650 Westmoreland Federal Savings is one of approximately 600 institutions nationwide that has chosen to remain an independent and community focused Mutual Savings Bank. We hold true to the original beliefs of thrift, conservatism and putting our depositors first. While we uphold tradition, we also realize the need.
(724) 539-2858 Lender's profile and map Reviews Vasco Federal Credit Union 432 Depot Street, Latrobe, PA, 15650 VASCO Federal Credit Union was formed in 1967 by employees of the Vanadium Alloyed Steel Company in Latrobe. Today, we strive to serve the financial needs of the little guy. We serve over thirty employee groups in the Greater Latrobe area. We currently have nearly 2000 members and hold $24 million in assets.