USDA and FHA Pro and Con in Itasca, DuPage County, IL

During 2025, the USDA loan cap in Itasca, within DuPage, IL is $0, while the FHA limit stands at $472,030 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Determine the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable option for your financial scenario in .

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2025 Loan Limits & Down Payment Requirements in Itasca, DuPage, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Itasca, IL

The aim of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and smoothly. Start with any of the three available options that match you with suitable lenders along with the USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in IL

A USDA home loan, often referred to as a USDA rural development loan or mortgage, is a government-backed program by the Department of Agriculture available for purchase in rural areas only. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Down Mortgage LLC
  • 3227 Atlantic Blvd, Jacksonville, FL, 32207
  • First Down Mortgage, LLC – NMLS 1920842 is a registered and licensed mortgage brokerage firm located in Jacksonville, FL. We offer services such as brokering residential purchases and refinances, as well as providing related mortgage loan guidance. We are a client centric brokerage firm focused on the satisfaction
  • Prodigy Home Loans
  • 1844 Atlantic Blvd, Jacksonville, FL, 32207
  • "Prodigy Home Loans has been serving the home loan needs of Florida home buyers since 1999, offering a full portfolio of mortgage lending options. Are you looking to purchase your first home? Have you found the home of your dreams? Or maybe you are considering refinancing or consolidating debt."
  • First Citizens' Federal Credit Union
  • 200 Mill Road, Suite 100, Fairhaven, MA, 02719
  • First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc
  • Alltrust Credit Union
  • 123 Alden Road, Fairhaven, MA, 02719
  • We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,
  • Peoples State Bank
  • 5850 Highway 59 South, Shepherd, TX, 77371
  • Peoples State Bank is a community bank that has been serving the Lake Livingston Area since 1921. In January 1986 the bank was purchased by AmTex Bancshares, Inc, a bank holding company located in Orange, Texas. Peoples State Bank’s main location is headquartered in Shepherd, with branch location in Coldspring and Livingston.
  • MK Mortgage Group LLC
  • 1660 Prominence Circle, Elizabeth, CO, 80107
  • MK Mortgage Group LLC headquarters is in Elizabeth, Colorado. MK Mortgage Group LLC is in the sectors of: Financial Services. This company is a banking company based out of 1660 Prominence Circle. When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford
  • Taylor Mortgage Group, LLC
  • 133 County Road 17, Suite E1-A, Elizabeth, CO, 80107
  • "Janie Taylor of the Taylor Mortgage Group began her real estate career in Denver in 1975 starting with on site sales. Her success led to resales, commercial investment, commercial leasing and farm, ranch and land sales. We offer almost any loan you could ever imagine! Land, Construction, Refinance, Jumbo and much much more!"
  • The People's Federal Credit Union
  • 7200 Hillside Road, Amarillo, TX, 79109
  • The People's Federal Credit Union was federally chartered on January 12, 1953 and currently has more than 18, 000 members. With five branches located in Amarillo, Childress and Canyon. The mission of The People's Federal Credit Union is to be the Members' primary financial institution.
  • Amarillo Postal Employees Credit Union
  • 2400 Hobbs Road, Amarillo, TX, 79109
  • Amarillo Postal Employees Credit Union is a full service, non-profit cooperative financial institution that began in 1931. It was formed for the purpose of encouraging savings, by offering a good rate of return, using collective moneys to make loans at competitive, low rates and provide other useful financial services.
  • Access Community Credit Union
  • 6401 South Bell Street, Amarillo, TX, 79109
  • Access Community Credit Union has been open since 1953. The credit union has assets totaling $156.27 Million and provides banking services to more than 12, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • FirstBank Southwest
  • 2401 S. Georgia, Amarillo, TX, 79109
  • FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs. In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank