USDA Vs. FHA your options comparison in Roselle, DuPage County, IL

For the year 2026, the USDA loan threshold in Roselle, situated in DuPage, IL, stands at $0. Meanwhile, the FHA loan limit for a single-family residence is $472,030.

To compare the most favorable USDA and FHA rates available today, as well as to determine the income, credit score, reserves, and paperwork needed to qualify, utilize Lendersa® USDA loan calculator. Our comprehensive mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA programs simultaneously, assisting you in finding the most suitable choice for your financial needs in Alabama.

Explore various loan offers from a selection of 100 lenders

2026 Lending Limits and Down Payment Requirements for Roselle, DuPage, IL

Type of Loan Maximum Loan Limit Required Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Opportunities in Roselle, IL

The aim of Lendersa® is to expedite your access to the best USDA or FHA loans, ensuring a smooth process. Begin by choosing one of three pathways to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

The USDA home loan, officially backed by the governmental Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's specifically offered to properties in rural areas. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require any upfront payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Roselle Lenders

  • Red Door Home Loan Corporation
  • 975 East Nerge Road, Suite N10, Roselle, IL, 60172
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • ACS Mortgage Corporation
  • 1350 W. Lake Street, Suite C, Roselle, IL, 60172
  • Lends in Illinois
  • ACS Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools..

  • Main Street Mortgage Inc
  • 1 Tiffany Pointe, Suite 204, Bloomingdale, IL, 60108
  • Lends in Illinois
  • Main Street Mortgage, Inc. is an Illinois Mortgage Broker. This allows us to work with many different banks to ensure you the best rate and loan program for your needs. With over30 years of mortgage experience, Main Street Mortgage, Inc. specializes in conforming, FHA & VA loans.

  • AVA Mortgage Corp
  • 129 Fairfield Way, Suite 100, Bloomingdale, IL, 60108
  • Lends in Illinois
  • AVA Mortgage Corp. Whether you are buying a home, refinancing, or taking out another type of loan, our staff is available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan officers will walk you through the entire process.

  • QUICK MORTGAGE CORP.
  • 125 E Lake St, Unit 202, Bloomingdale, IL, 60108
  • Lends in Illinois
  • Quick Mortgage Corp. Whether you want to buy a house, refinancing, or taking out another type of home loan, our loan officers are available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan processors will walk you through the entire process.

  • Itasca Bank & Trust Co.
  • 308 W. Irving Park Road, Itasca, IL, 60143
  • Lends in Illinois
  • Itasca Bank & Trust Co. would like the opportunity to earn your business. Our bankers take the time to get to know you, your objectives, and your strategic plan. We'll work with you to help uncover financing options available for managing your business and create a banking package tailored to your business needs.

  • Heritage Bank of Schaumburg
  • 1535 Schaumburg Road, Schaumburg, IL, 60194
  • Lends in Illinois
  • Heritage Bank of Schaumburg is a community-oriented, independently owned financial institution that opened its doors for business on August 8, 1974. As one of the first financial institutions in the Schaumburg area, Heritage Bank services an established customer base, many of whom have banked with our institution for over ten years.

  • Nationwide Mortgage & Realty
  • 2300 Barrington Road, Suite 400, Hoffman Estates, IL, 60169
  • Lends in Illinois
  • Nationwide Mortgage and Realty Company is located in the northwest suburban area of Chicago, about 18 miles northwest of O'Hare Airport, in the Vistex Building at the above address in Hoffman Estates, Illinois. Nationwide has been in business since 1992 and its staff has experience going back to the early 1970's.

  • Presidential Preferred Funding LLC
  • 2356 Hassell Road, Suite A, Hoffman Estates, IL, 60169
  • Lends in Illinois
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.