In 2025, the USDA loan limit in Addison, within DuPage county of IL, is set at $0, whereas the FHA cap for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to compare the top current rates between USDA and FHA to establish the necessary income, credit, reserves, and documents for eligibility. This advanced calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, helping you choose the ideal program in Alabama tailored to your financial situation.
Evaluate loan offers from 100 lenders to find the best fit for you.
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to swiftly getting you the most favorable USDA or FHA loan without difficulty. Begin by choosing one of three starting routes that link you to suitable lenders and USDA loan opportunities.
A USDA home loan is a government-supported loan offered by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is specifically available in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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