USDA Loan Vs. FHA loan for Addison, IL [ best of 2023]

In 2025, USDA loan limit in Addison, county of DuPage, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Addison, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(918) 652-4407 620 miles Lender's profile and map Reviews First Family Federal Credit Union 402 E Main Street, Henryetta, OK, 74437 First Family Federal Credit Union has been open since 1956. It's the 21st largest credit union in Oklahoma with assets totaling $122.45 Million and providing banking services to more than 16, 000 members. The credit union is a community-based financial institution. People living, working
(701) 647-2448 620 miles Lender's profile and map Reviews Hometown Credit Union 18 Main Avenue South, Kulm, ND, 58456 Since 1949, we have provided our members with a place to save their hard-earned money & earn excellent dividend rates on those savings, while offering loans at the lowest rates possible. Our sole purpose is to help our member-owners with all their financial needs through all walks of life.
(240) 461-6724 620 miles Lender's profile and map Reviews Concord Mortgage 8441 Winding Trail, Laurel, MD, 20724 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(202) 707-5852 620 miles Lender's profile and map Reviews Library of Congress Federal Credit Union 8100 Professional Place, Suite 308, Hyattsville, MD, 20785 The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.
(804) 304-1228 621 miles Lender's profile and map Reviews Richmond Rehab Funding, Llc 334 River Road West, Suite 247, Manakin Sabot, VA, 23103 We are asset based hard money lenders based in Richmond, VA. We loan money for real estate investors' fix and flip deals, new construction projects, buy and hold rentals, BRRRR financing, adaptive reuse projects, land development, bridge loans and mezzanine financing. However, we are not limited to a certain loan footprint.
(804) 784-4364 621 miles Lender's profile and map Reviews RatePro Mortgage 1903 Manakin Road, Suite A, Manakin Sabot, VA, 23103 RatePro Mortgage was founded as Home Equity Mortgage, Inc. our focus was on helping homeowners maximize the equity in their home. As the market began to change, so did we. We shifted our focus and continued to educate ourselves on the latest trends and resources available for all types of mortgage financing.
4434907386 621 miles Lender's profile and map Reviews Trius Lending Partners 1104 Kenilworth Ave Ste 501, Towson, MD, 21204 We are the Mid Atlantic’s top rated private lender, expanding from NY to FL. We offer fast flexible reliable loans with common sense underwriting and no appraisal needed. Fix and flip or fix to rent with 100 percent rehab, all property types, 150K to 5MM, closings in 48 hours. New investors welcome. Referral fees paid!
(410) 828-4730 621 miles Lender's profile and map Reviews Baltimore County Employees Federal Credit Union 23 W Susquehanna Avenue, Towson, MD, 21204 Baltimore County Employees Federal Credit Union is a full-service financial institution offering a range of outstanding lending, savings, and online financial services to its members throughout the Baltimore metro area. As a non-profit cooperative, we value our members and work diligently to help them achieve their financial goals.
(410) 337-1319 621 miles Lender's profile and map Reviews St. Joseph Medical Center Federal Credit Union 7601 Osler Drive, Towson, MD, 21204 St. Joseph Medical Center MD FCU is a member owned credit union whose purpose is to provide quality service through our “People Helping People” philosophy. We continuously strive to offer personalized services while maintaining financial strength and stability. credit union is managed by a volunteer board of directors and various committee members.
(888) 728-3327 621 miles Lender's profile and map Reviews Destiny Mortgage Group Inc 606 Bosley Avenue, 1st Floor, Towson, MD, 21204 Our clients’ satisfaction is paramount, which is why we’ll do everything we can to ensure that our clients walk away from the transaction happy. This includes: our 1-hour pre-approval process, our commitment to full and complete transparency to all interested parties, and our focus on constant communication, all while offering the lowest rates.
(410) 824-1116 621 miles Lender's profile and map Reviews Arrive Mortgage LLC 100 West Road, Suite 300, Towson, MD, 21204 "At Arrive we are guided by technology in our efforts to improve the mortgage experience. We believe that the journey to home ownership should be simple and enjoyable. Our Mission is to provide a superior mortgage experience so that our customers recommend us, partners enjoy working with us, employees are proud to be a part of the family"