USDA Vs. FHA your options comparison in Bensenville, DuPage County, IL

In 2025, USDA loan limit in Bensenville, county of DuPage, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Bensenville, county of DuPage, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Bensenville, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Maine Savings Federal Credit Union
  • 101 Western Ave, Hampden, ME, 04444
  • Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range of financial services. Maine Savings is federally insured by NCUA. Maine Savings is an Equal Housing Lender. Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range.
  • CUSO Home Lending
  • 101 Western Ave, Hampden, ME, 04444
  • CUSO Home Lending is a licensed mortgage company owned by Maine credit unions. We have been originating and servicing mortgages since 1993. Our mission is to provide consumers—credit union members as well as non-members—with a full menu of competitively priced residential mortgage products with extraordinary courtesy and exceptional service.
  • SouthStar Bank
  • 5925 Steiner Ranch Blvd, Austin, TX, 78732
  • SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.
  • Oasis Mortgage and Realty LLC
  • 7086 Comanche Trl, Austin, TX, 78732
  • We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates
  • HMG Finance, Inc.
  • 2021 Guadalupe Street, Suite 260, Austin, TX, 78705
  • At The Hudson Mortgage Group, we have one goal - to deliver an exceptional lending experience for every customer. We've created a lending process that's fast, friendly and simple to understand. By doing so, we ensure customer clarity, control and confidence every step of the way. We make finance friendly. Let us show you how.
  • Columbus State Bank
  • 1102 Milam Street, Columbus, TX, 78934
  • The Columbus State Bank opened for business on August 19, 1919, with Mr. E.B. Mayes as president. Columbus State Bank was located on the corner of Milam and Walnut streets in the remodeled Boedecker building, which was originally constructed in 1857. The bank opened its doors with $50,000 in capital and received $5,398 in deposits on opening day.
  • Approved Mortgage Source
  • 1039 Harley Strickland Blvd Suite 700, Orange City, FL, 32763
  • Approved Mortgage LLC is Central Florida's premier mortgage lender. Our diverse team of lenders is experienced in all types of mortgages and mortgage loans and is committed to helping you get approved for the financing you need. We are proud to say that most of our business comes from the referrals of our satisfied clients.
  • Sovereign Mortgage Investments Inc
  • 1495 S Volusia Ave #102, Orange City, FL, 32763
  • Sovereign Mortgage Investments, Inc. has expertise and knowledge needed to explore the many financing options available and has been originating and processing mortgage loans for over 17 years. We enable clients to purchase and refinance their homes while offering a wide range of mortgage products such as FHA, USDA, VA.
  • Hockley County School Employees Credit Union
  • 504 Clubview Drive, Levelland, TX, 79336
  • Hockley County School Employees Credit Union (HCSECU) was chartered in 1954. Since its inception, HCSECU has limited its field of membership to school employees and immediate family members. In 2018 we added the employees of Hockley County and the City of Levelland Employees. We continually strive to offer the best rates afforded to members.
  • Travis County Credit Union
  • 1101 North Interstate 35, Austin, TX, 78702
  • Travis County employees realized that having a credit union would provide them with better financial assistance than banks. Many probably remembered the financial hardship experienced by their parents in the 30s. Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance.