USDA Vs. FHA Pro and Con comparison in Jerseyville, Jersey County, IL
In 2025, the USDA loan limit for Jerseyville, located in Jersey, IL, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Make use of Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, assisting you in picking the best program in for your financial circumstances.
2025 Loan Limits & Downpayment Requirements in Jerseyville, Jersey, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Jerseyville, IL
Lendersa® strives to secure you the best USDA or FHA loan quickly and easily. Start with one of three options to connect with lenders and find appropriate USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a 3.5% down payment, USDA loans require no down payment at all.
At Team First FCU, we are committed to serving the needs of our membership. We understand that our members make us who we are and serving them is our number one priority. We offer a wide range of services to meet all your needs. The Team First Federal Credit Union began as the Teamsters Local #771 Federal Credit Union on February 15, 1962.
HomeSale Mortgage, LLC is your hometown mortgage company. As a subsidiary of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage, LLC is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology.
Ideal Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
Since its inception in 1940 the Lcra Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here.
Lone Star Reverse Mortgage 20 years as a licensed real estate broker in the Dallas/Ft.Worth area. Debbie and I are both Seniors and we currently reside in central Texas and provide reverse mortgage services to fellow Texas homeowners. We have been part of the reverse mortgage business almost since its inception in the state of Texas.
First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.
"Lenders Funding provides the assurance you need to grow or take on larger clients. As you increase your own source of funds, you can retire our participation, maximizing your ability to earn.
Since formation, we have worked with over 150 lenders and factors and have supplied several hundred million dollars in funding."
Reliant Credit Union is a member-owned and member-driven full-service financial institution with nine branches across Monroe, Ontario, & Wayne Counties in New York. We're committed to making a difference in the communities we serve by improving our members' financial lives and exemplifying the credit union philosophy of "people helping people
SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.
