In 2025, the USDA loan limit for Jerseyville, located in Jersey, IL, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Make use of Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, assisting you in picking the best program in for your financial circumstances.
2025 Loan Limits & Downpayment Requirements in Jerseyville, Jersey, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Jerseyville, IL
Lendersa® strives to secure you the best USDA or FHA loan quickly and easily. Start with one of three options to connect with lenders and find appropriate USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a 3.5% down payment, USDA loans require no down payment at all.
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