USDA and FHA Pro and Con in Alton, Madison County, IL
In the year 2025, the USDA loan limit within Alton, in the county of Madison, IL, is $336,500, while the FHA limit for a single-family house is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the highest available rates for USDA VS FHA loans today. This helps determine the income, credit standing, reserves, and documentation required for qualification. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding your decision on the best option for your financial situation in .
2025 Loan Limits and Down Payment Specifications in Alton, Madison, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Alton, IL
Lendersa® is committed to securing you the ideal USDA or FHA loan promptly and effortlessly. Begin with one of three approaches that lead you to matched lenders and USDA loan programs.
The USDA home loan, endorsed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is solely available in rural areas. In contrast to FHA loans mandating a minimum 3.5% down payment, the USDA mortgage requires no down payment.
We are licensed & regulated financial professionals who bridge the gap between borrowers & lenders.Our environment is friendly yet professional.We anticipate hiccups before they occur & our decades of experience head of issues that keep you from closing on time.Because we work with so many lenders, what may not work with one may work with another.
"Pacific Crest Federal Credit Union is a financial cooperative that serves our members that live, work, or worship in Klamath, Lake, Modoc & NE Siskiyou Counties.
The credit union offers a full range of financial services. Our lending decisions are made locally and we have money to lend to meet your financial needs."
14670 Cantova Way, Suite 226, Rancho Murieta, CA, 95683
At Commerce Financing we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique
222 South Thor Street, Suite 3 & 10, Turlock, CA, 95380
Whether you are buying your first home, second home, vacation home or an investment property, we can help! Turn the home of your dreams into reality.American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.
We believe that if we deliver the service, the profit will follow. Great Central Mortgage Corporation provides confident lending experience for all your real estate transactions. Our broad base of financing and sincere dedication to each loan permits us to provide the unique solutions suited to your needs.
Full Service Real Estate Brokerage, 24 years experience in helping buyers find their perfect home and sellers sell their home while saving buyers and sellers thousands of dollars.Brokerage, 24 years experience in helping buyers find their perfect home and sellers sell their home while saving buyers.
Our mission at Hood River Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them competitive low interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
When Mocse Federal Credit Union was granted its charter in February of 1959, Mocse’s membership consisted of seven members and an asset size of $35.00. These seven founding members recognized that employees of Modesto City Schools were in need of financial services provided by a credit union. They were correct in this assumption.
5515 Pacific Street, Suite 3463, Rocklin, CA, 95677
We offer competitive residential rates for owner occupied & investment property loans. Your source for Commercial and SBA Funding with over 37 years of experience. We know where to find the money. We will evaluate the options, fill out tthe paperwork, and present your loan to multiple lenders.
Full Force Funding is a direct lender for real estate investors renovating properties throughout American neighborhoods. With our strong Fix & Flip Financing program and established relationships with national investors and institutional partners, we aim to provide value to your business and grow your bottom line.
