In the year 2025, the USDA loan limit within Alton, in the county of Madison, IL, is $336,500, while the FHA limit for a single-family house is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the highest available rates for USDA VS FHA loans today. This helps determine the income, credit standing, reserves, and documentation required for qualification. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding your decision on the best option for your financial situation in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to securing you the ideal USDA or FHA loan promptly and effortlessly. Begin with one of three approaches that lead you to matched lenders and USDA loan programs.
The USDA home loan, endorsed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is solely available in rural areas. In contrast to FHA loans mandating a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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