USDA Vs. FHA your options comparison in Bethalto, Madison County, IL
In 2025, the USDA loan limit in Bethalto, Madison, IL is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today and identify the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your financial situation in .
2025 Loan Limits & Downpayment Requirements in Bethalto, Madison, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Bethalto, IL
Lendersa® aims to swiftly get you the best USDA or FHA loan without any hassle. You can select from three starting points that help match you with lenders and USDA loan programs.
A USDA home loan, secured by the Department of Agriculture, is known as a USDA rural development loan or mortgage and is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
Community Bank of Missouri was founded in May 2001, in an effort to bring unparalleled banking excellence to the Richmond area. It began with two local businessmen, Gary Arnette and Gregg Steele, who identified the need for a financial institution based in the community. We are always upgrading the technology of our base products and services.
MBC/Foundation Bank desires to foster a financial community where needs are met, relationships are built and loyalty is earned. We exist as a tool to invest in those things that will outlive us. We are a Family-Owned, Relationship-Building, Service-Oriented, Forward-Thinking Financial Solutions Provider.
Traditional Home Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Energy Plus Credit Union was formed through the merger of IPALCO and Citizens Gas Coke & Utility Credit Unions. Our purpose was to serve the employees of Indianapolis Power & Light, Citizens Energy Group & its subsidiaries and their family members. We have since expanded our membership to include the wonderful communities
Town Center Bank is looking for a customer service specialist. We are looking for friendly, enthusiastic, self-driven individuals to join our team! Responsibilities for these individuals include processing customer requests and transactions, cash handling, account opening and closing, and providing accurate and friendly customer service
At Link FCU, we have had the opportunity of serving our members since 1930. Link Federal Credit Union was chartered under the Indiana State Credit Union Law in February of 1930 to serve employees of the Link-Belt Companies located in Indianapolis. Over the years, there have been six credit unions merge with Link.
Milledgeville State Bank takes a more personal approach. Whatever your needs, you can talk to a bank staff member about your options and get a recommendation that works best for you, not a sales pitch that helps our bottom line. At Milledgeville State Bank, banking is all about building relationships founded on getting to know you as a person
GreenState Credit Union is a member owned financial cooperative with 18 office locations. GreenState has grown to over $5.5 billion in assets and 200, 000 members. Membership is open to anyone living or working in Iowa and 4 Illinois Counties, as well as direct relatives of current members and University of Iowa students, staff, and alumni.
At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.
"Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase
Refinance
Fixed & ARMs
Conventional Loans
FHA Loans
VA Loans"
