USDA and FHA Pro and Con in Bethalto, Madison County, IL
In 2025, the USDA loan limit in Bethalto, Madison, IL is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today and identify the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your financial situation in .
2025 Loan Limits & Downpayment Requirements in Bethalto, Madison, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Bethalto, IL
Lendersa® aims to swiftly get you the best USDA or FHA loan without any hassle. You can select from three starting points that help match you with lenders and USDA loan programs.
A USDA home loan, secured by the Department of Agriculture, is known as a USDA rural development loan or mortgage and is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
7800 E Orchard Rd, Suite 300, Greenwood Village, CO, 80111
Community Banks of Colorado is a division of NBH Bank. We serve clients throughout Colorado by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service that reflects our commitment to our clients,
5675 DTC Blvd, Suite 250A, Greenwood Village, CO, 80111
Stacey Dowling is a Senior Mortgage Originator with 20+ years of experience and thousands of happy clients.
Stacey believes that doing the job right means being a lender you can trust who's experience and compassionate approach will carefully guide you through the process.
7400 E Crestline Circle, Suite 200, Greenwood Village, CO, 80111
The focus of Zenith is not to become the biggest mortgage company where people become interchangeable cogs in the machine, but to build the best mortgage company for employees, clients and customers. With a strong belief in the American dream of homeownership, Zenith provides the necessary resources and tools to make purchasing a home an exciting.
525 North Cascade Avenue, Colorado Springs, CO, 80903
SpotOn Financial provides small business financing, working capital loans, business consulting, strategic resources, and access to strategic resources to help a business achieve its goals.
We offer cash flow loans, asset based loans, commercial real estate finacing, and investor fix and flip loans.
322 S. Cascade Avenue, Colorado Springs, CO, 80903
Pikes Peak Regional Development Corporation (PPRDC) was formed in January, 1976, under the name of the Old Colorado City Development Company. The organization originated through the cooperative efforts of the City of Colorado Springs and business persons from the “Westside” area of the city.
8480 E Orchard Rd, Suite 3150, Englewood, CO, 80111
Welcome to DayOne Mortgage Group, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch Whether a first time homebuyer, or a home owner looking to refinance, we are here to serve YOU! Loan programs we offer include, but are not limited to: Conventional, FHA, VA, USDA and more
501 S Tejon Street, Suite 250, Colorado Springs, CO, 80903
My name is Ivan Acosta and I want to thank you for taking the time to visit my website. I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or ReFinancing your current Colorado Springs Home Loan. I am a Colorado Springs Mortgage consultant, serving all of Colorado Springs, and the surrounding communities.
1 South Nevada Avenue, Suite 105, Colorado Springs, CO, 80903
Established in 1995, CB&T Mortgage has grown to become one of the largest and most trusted Colorado-based mortgage bankers. Distinguished by our local, personal approach, every loan that crosses our desk is underwritten and closed here in Colorado. Because there’s no outsourcing of files to someone.
7600 E. Orchard Road, Suite 400N, Greenwood Village, CO, 80111
Founded in 1936, Bellco Credit Union is one of the largest credit unions in Colorado, with more than $4 billion in assets, over 320, 000 members and 25 branches in the Denver metro area and on the Western Slope. But despite its size, Bellco remains committed to its members and local communities, providing financial.
422 East Vermijo Avenue, Suite 414, Colorado Springs, CO, 80903
Handcrafted Home Mortgage, a Colorado Springs mortgage lender specializing in purchase home loans and refinance loans. As artists in the craft of lending, our Mortgage Craftsmen are dedicated to making your home loan process a different experience than what you may have experienced in the past. With a focus on helping our families explore.