In 2025, the USDA loan limit in Lemont within Cook county, IL, is set at $0, while the FHA cap for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal rates between USDA and FHA, determining the requisite income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator contrasts USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best-fit program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Lemont, Cook, IL
Loan Type
Limit
Down Payment Required
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choosing USDA and FHA Loan Options in Lemont, IL
The objective of Lendersa® is to secure the most suitable USDA or FHA loan swiftly and without difficulty. Opt for one of three pathways that align you with matching lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment at all.
Warehouse Avenue, Building 82, Camp Shelby, MS, 39407
Camp Shelby Federal Credit Union is a not-for-profit, member owned financial institution. Its mission is to serve members’ needs by encouraging savings and offering a reasonable rate of return. The Camp Shelby Federal Credit Union seeks to provide the best possible financial services to its members while maintaining its financial stability.
At 1st National Bank of Scotia, we rely on our decades of experience both inside and outside the banking industry to help provide our loyal customers with the products and services to fit their needs. Our Board of Directors truly care about providing for our customers and our communities today, tomorrow, and well into the future.
The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.
at Richmond County Mortgage strive to make customer service our priority. Our mission is to serve our customers with honesty, integrity, and competence.We have a hands-on approach and constant contact with each borrower, making it as seamless as possible throughout the mortgage process
Nova UA Federal Credit Union was chartered in 1959 as Self Reliance (Passaic, NJ) Federal Credit Union. Since inception, we have maintained the same sponsor and subsequently became a community charter.
Founded on the principle of people helping people, our credit union provided
FastUpFront has established itself as a leader in the lending industry. Our mission is to help businesses succeed by offering simple and effective programs for business financing with a focus on quality service.Our unsecured cash advance program for businesses makes borrowing money simple and quick without the strict application requirements normal
Funding Resources Mortgage Corporation on a platform of superior quality lending practices, uncompromising integrity and unprecedented client service. FRMC is a client-focused mortgage-banking firm designed to make every clients’ mortgage experience pleasant and successful. FRMC accomplishes this goal
Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..
Dennis Viera mortgage broker, solely with the best interest of my clients in mind. With strong working relationships with over 20 lenders and a great network of realtors, I continue to find the perfect fit for my buyers while maintaining a fast and efficient process, but more importantly, keeping an absolute focus on the expectations
