USDA and FHA Pro and Con in Metropolis, Massac County, IL

In 2025, the USDA loan limit set for Metropolis, within Massac county, IL, is $336,500. Comparatively, the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to explore and compare the best rates for USDA versus FHA loans today. Determine what income, credit scores, reserves, and documents are needed for qualification. Our advanced mortgage calculator gives side-by-side insights of USDA, FHA, Conforming, and VA options, guiding you to select the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Metropolis, Massac County, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Metropolis, IL

The mission of Lendersa® is to secure the best USDA or FHA loans for you swiftly and without hassle. Begin with one of three starting points to match with lenders and USDA loan programs.

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Understanding USDA Loans in IL

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require a down payment, providing significant benefits for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Mortgage Corporation of America
  • 18274 Cumulus Ct, Santa Clarita, CA, 91350
  • The United Mortgage Corporation of America team is committed to providing clients with the highest quality financial services combined with offer an array of complimentary mortgage tools available on the Internet – with 24/7 access for easy, convenient, online pre-approvals and applications for jumbo, conventional, FHA and VA loan programs.
  • Great Western Home Loans Inc
  • 21080 Centre Pointe Parkway, Santa Clarita, CA, 91350
  • Great Western is at the forefront of providing cutting edge mortgage products to its clients with speed and integrity and also We are experts in lending options for new homes, existing homes, Refinancing, second homes, rentals, tourist visa/foreign buyers financing programs and Home Loans We are experts in lending options for new homes.
  • America Capital Funding Inc
  • 28419 Connick Place, Saugus, CA, 91350
  • We are a full-service mortgage company based in Santa Clarita, California. We specialize in Construction, FHA, Jumbo and VA mortgage loans as well as Commercial Loans in Santa Clarita. We also serve the surrounding cities in Los Angeles County and the entire State of California and Idaho.
  • Los Angeles LDC Inc
  • 520 N. La Brea Avenue, Suite 108, Inglewood, CA, 90302
  • "Our mission is to provide capital and advisory services to foster positive community development impacts in distressed neighborhoods by aligning the needs of our borrowers and investors. The LDC is a nonprofit 501 (c) (3) public benefit corporation. It is licensed by the Department of Business Oversight of the State of California"
  • Professional Financial Mortgage Consultants, Inc.
  • 8939 Sepulveda Boulevard, Inglewood, CA, 90302
  • Professional Financial Mortgage Consultants Inc is located in Inglewood, CA, United States and is part of the Activities Related to Credit Intermediation Industry. We Help you qualify for Real Estate Financing. image10. Purchase Loans. We Have the Loan That Is Right For You. Conventional; 1st Time Buyer; FHA Financing
  • Mission Mortgage
  • 10343 Sepulveda Boulevard, Mission Hills, CA, 91345
  • Our Mission is to provide the most efficient and high-quality mortgage lending services to all the families in the community we serve. Mission Mortgage has a strong and professional team available at your disposal to help assist in your home mortgage loan needs. Our team specializes in FHA and Conventional Loans.
  • GPC Mortgage
  • 9612 Van Nuys Boulevard, Suite 201, Panorama City, CA, 91402
  • GPC Professionals Inc. and GPC Financial Corporation team are comitted to delivering a full line of quality mortgage, financial and real estate sales using innovative solutions to exceed the needs and expectations of our clients while consistently providing these services with competence, enthusiasm, courtesy and integrity.
  • BOPTI Federal Credit Union
  • 1451 S. Seaside Ave, Terminal Island, CA, 90731
  • BOPTI Federal Credit Union is open to Bureau of Prisons employees and Commissioned Officers of the Public Health Service working at certain BOP facilities, and their immediate families. At BOPTI Federal Credit Union, we've adopted the philosophy of "Once a Member, Always a Member.
  • Finance Connection
  • 1180 S Beverly Dr, Suite 710, Los Angeles, CA, 90035
  • RFC Group caters to a boutique clientele who can provide many services in-shop. Our lending group can qualify buyers and secure financing. Our realtors not only expertly price homes, but have the means to stage them as well. Our in-house construction and development firm can ease escrows by providing repairs in a timely and cost-efficient manner.
  • Imperial Real Estate
  • 1008 South Pacific Avenue, Suite 208, San Pedro, CA, 90731
  • Imperial Real Estate is a full-service independent real estate brokerage serving the South Bay from Long Beach to Manhattan Beach. Primary practice areas span residential, multifamily, and commercial real property sales and investments and also Mark Ehlers is the founding owner and Broker of Record of Imperial Real Estate.
  • Premier Home Loan Group
  • 217 E. Palm St, Exeter, CA, 93221
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Parishioners Federal Credit Union
  • 2355 Crenshaw Blvd, Suite 100, Torrance, CA, 90501
  • Since 1961, Parishioners Federal Credit Union has provided its members with greater financial value than they could receive anywhere else. We were founded and chartered thanks to the efforts of Monsignor J. Augustine O'Gorman of St. James Parish in Redondo Beach. He realized that a member-owned financial cooperative would understand.