In 2026, the USDA loan limit set for Metropolis, within Massac county, IL, is $336,500. Comparatively, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to explore and compare the best rates for USDA versus FHA loans today. Determine what income, credit scores, reserves, and documents are needed for qualification. Our advanced mortgage calculator gives side-by-side insights of USDA, FHA, Conforming, and VA options, guiding you to select the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to secure the best USDA or FHA loans for you swiftly and without hassle. Begin with one of three starting points to match with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require a down payment, providing significant benefits for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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