USDA VS FHA in Anna, Union County, IL

In 2026, the USDA loan limit in Anna, county of Union, IL is set at $336,500, whereas the FHA limit for a single-family home reaches $472,030.

Use the Lendersa® USDA loan calculator to compare today's rates of USDA versus FHA, and determine the income, credit reserves, and documents needed for qualification. Our advanced mortgage tool shows USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your financial needs in .

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2026 Loan Limits & Down Payment Requirements in Anna, Union County, IL

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Anna, IL

Lendersa® aims to secure the best USDA or FHA loan for you quickly and without hassle. Choose one of three starting paths to link with suitable lenders and USDA loan programs.

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Understanding USDA Loans in IL

A USDA home loan, backed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, offering significant benefits to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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