USDA Vs. FHA Pro and Con comparison in Anna, Union County, IL
In 2025, the USDA loan limit in Anna, county of Union, IL is set at $336,500, whereas the FHA limit for a single-family home reaches $472,030.
Use the Lendersa® USDA loan calculator to compare today's rates of USDA versus FHA, and determine the income, credit reserves, and documents needed for qualification. Our advanced mortgage tool shows USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your financial needs in .
2025 Loan Limits & Down Payment Requirements in Anna, Union County, IL
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Anna, IL
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without hassle. Choose one of three starting paths to link with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, offering significant benefits to eligible borrowers.
Russell Country, our Home Loan Team is here to help calm the voices in your head and make your home buying process a sweet success! And, in addition to their expertise, our Home Loan Team has a wide array of options for you to consider.
Russell Country Federal Credit Union is a banking company based out of 810 1St Ave S, Great Falls, MT, US
We are a full-service mortgage company based in Phoenix, Tempe, Chandler, Scottsdale, AZ. We specialize in FHA Mortgage and VA Mortgages in Phoenix, Tempe, Chandler, and Scottsdale. We also serve the surrounding cities in Maricopa County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
State Bank of Southern Utah was founded in 1957 by community leaders who saw a need for a bank to service their local financial needs. The ability to make local decisions on loans and financial services has always been at the center of the bank's culture and business model. Today, State Bank has 16 locations in 14 different cities and towns.
7141 North 51st Avenue, Suite D1, D2, Glendale, AZ, 85301
P1 Home Loans mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.
ASJ Mortgage Solutions! We're your Arizona home loan experts dedicated to making sure your home purchase or refinance experience is top-notchAs a mortgage broker, we are not influenced by one bank or lender. We have several wholesale mortgage partners, which means we work for the client.
8663 W Union Hills Dr, Suite 401, Peoria, AZ, 85382
Bella Vida Mortgage wants to be your mortgage broker of choice. They offer competitive rates and a multitude of loan programs to serve borrowers’ needs and assist their realtor partners in closing transactions on time. Every staff member at Bella Vida Mortgage goes the extra mile for their customers—and then some.
16150 N. Arrowhead Fountains Center Dr, Suite 260, Peoria, AZ, 85382
NOVA® Home Loans has built a strong reputation for providing exceptional service to our customers. NOVA is licensed to lend in Alaska, Arizona, California, Colorado, Florida, Illinois, Kansas, Oklahoma, Oregon, Utah, New Mexico, Nevada, Washington, Texas and Virginia. NMLS#3087 | BK#0902429 | NOVA® is an Equal Housing Opportunity.
Precesion Mortgage has a strong reputation as an outstanding mortgage firm in Peoria Arizona, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
"Welcome to DK Home Loans, I'm David Krushinsky, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.
We are here to help consumers finance the purchase or refinance of residential real estate. DK Home Loans, LLC is licensed in Arizona - MB-0949619, Idaho MBL-2081779290"
