FHA Vs. USDA loan program for Cahokia, St. Clair County, Illinois

In 2025, USDA loan limit in Cahokia, county of St. Clair, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cahokia, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 550-5328 685 miles Lender's profile and map Reviews Justice Federal Credit Union 5175 Parkstone Drive, Suite 200, Chantilly, VA, 20151 The Justice Federal Credit Union Foundation was founded with a mission to offer programs and engage in charitable activities that promote education, recognize professional excellence and caring for others, reduce hardship, and improve the lives of Justice Federal Credit Union Members
(703) 957-2593 685 miles Lender's profile and map Reviews DMV Home Funding, LLC 14151 A Robert Paris CT, Chantilly, VA, 20151 At DMV Home Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(703) 766-6400 685 miles Lender's profile and map Reviews Freedom Bank 4211 Pleasant Valley Road, Chantilly, VA, 20151 Freedom Bank strives to provide compelling ideas, relevant financial products and exceptional service to our clients in the way they wish to be served. We concentrate on industry verticals to deliver unique, sector-specific solutions and have market executives to engage local businesses and communities.
(703) 342-6995 685 miles Lender's profile and map Reviews Empower Home Mortgage LLC 4200 Pleasant Valley Road, Suite A, Chantilly, VA, 20151 Empower Home Mortgage, our mission is simple. Whether you are purchasing a new home or refinancing, we want to ensure that you feel comfortable with the process and are at ease. Our experienced mortgage professionals will guide you step by step through the process and keep you informed throughout.
(703) 926-8168 685 miles Lender's profile and map Reviews UNITED MORTGAGE CORPORATION 4080 Lafayette Center Drive Suite 100, Chantilly, VA, 20151 United Mortgage Corporation has provided industry-leading mortgage services and helped countless home buyers and homeowners find financing solutions to meet their needs. Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance.
(703) 408-5248 685 miles Lender's profile and map Reviews R&F Commercial Debt and Equity 3684 Centerview Dr, Chantilly, VA, 20151 "Founded in 2011 with a strong reputation, expertise in real estate investment, and professionalism founder Steve Ross started R&F Commercial Debt and Equity in response to the challenges in the national real estate market and subsequent opportunities that have been created as its by-product.
(919) 938-3119 685 miles Lender's profile and map Reviews KS Bank, Inc. 1031 Brightleaf Boulevard, Smithfield, NC, 27577 KS Bank has served the Triangle East region of North Carolina. KS Bank, a state-chartered savings bank, is a community-oriented financial institution offering a broad array of competitive and pro-growth financial services to businesses, professionals, individuals, and families. KS Bank offers retail and commercial lending and deposit services, mort
(912) 691-2087 685 miles Lender's profile and map Reviews Savannah Postal Credit Union 22 Ogletthorpe Professional Blvd, Savannah, GA, 31406 Savannah Postal Credit Union is a State-chartered credit union incorporated June 6, 1952. For more than 53 years we have existed solely for the purpose of serving our members' best interests. The credit union was originally established for employees of the United States Postal Service. Today we serve 10 employee groups in Savannah
(912) 355-1039 685 miles Lender's profile and map Reviews American Financial Services Group 7712 Waters Ave, Savannah, GA, 31406 American Financial Services is one of the oldest loan companies in Savannah. Our first office opened in 1956, and we still proudly serve people of Chatham County and the nearby towns sixty years later. In 2010, American Financial Services merged with Coastal Finance Company and relocated to the present location at 7712 Waters Ave, Savannah, GA.
(912) 659-9401 685 miles Lender's profile and map Reviews COASTAL CUSTOM MORTGAGE, INC. 340 Eisenhower DriveSuite 220, Savannah, GA, 31406 Based in Savannah, Georgia and serving surrounding areas, Coastal Custom Mortgage is a mortgage brokerage company that provides homebuyers and homeowners alike with the tools to plan for and achieve financial stability when it comes to real estate endeavors. No matter the client’s starting point
(806) 373-4313 685 miles Lender's profile and map Reviews City Federal Credit Union 901 S Lincoln Street, Amarillo, TX, 79101 City Federal Credit Union has been open since 1948. The credit union has assets totaling $60.61 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal state.