USDA VS FHA in Dupo, St. Clair County, IL

In 2025, the USDA loan limit for Dupo, located in the county of St. Clair, IL, is set at $336,500, while the FHA limit is $472,030 for a detached house.

Utilize the Lendersa® USDA loan calculator to contrast the prime USDA and FHA rates of today, and assess the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to aid in choosing the best program in for your financial needs.

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2025 Lending Caps and Down Payment Requirements in Dupo, St. Clair County, IL

Loan Category Limit Initial Deposit
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Dupo, IL

Lendersa® aims to connect you with the finest USDA or FHA loan rapidly and effortlessly. Choose from three beginning options to identify compatible lenders with USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

The USDA home loan, guaranteed by the U.S. Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is designated for rural areas. FHA loans require at least a 3.5% down payment, whereas USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CharterWest Bank
  • 201 south main street, West Point, NE, 68788
  • In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest
  • LAFCU
  • PO Box 26188, Lansing, MI, 48909
  • LAFCU is proud to not only serve the community in which they have offices, but to also play an active role in making our community a better place to live. LAFCU encourages community involvement and its employees serve many organizations and committees on a volunteer leadership basis by sitting on their boards of directors.
  • Capitol National Bank
  • 200 Washington Square North, Lansing, MI, 48933
  • Capitol National Bank strives to become the community bank of choice in the markets we serve by offering customer solutions that result in long-term customer relationships, & enhanced shareholder value. Capitol National Bank opened its doors in downtown Lansing in 1982. Our mission was to serve the financial needs of small and mid size businesses.
  • Fairfield Federal Savings and Loan Association of Lancaster
  • 111 East Main Street, Lancaster, OH, 43130
  • Fairfield Federal Savings & Loan Association is your Fairfield County community bank specializing in Home Mortgage Loans. We've been serving the Lancaster community since 1895. Fairfield Federal is a Member of the FDIC and is an Equal Housing Lender. Stop in and see us today! We are banking that revolves around you
  • The Pataskala Banking Company
  • 354 S. Main St., Pataskala, OH, 43062
  • The Pataskala Banking Company was founded in 1888 by William Henry Mead II and J. S. Youmans as a community bank serving southwest Licking County and it remains one of the few true community banks in central Ohio. Our first office opened in downtown Pataskala in 1888 and we have maintained a presence in downtown Pataskala
  • FC Bank, a division of CNB Bank
  • 105 Washington Square, Bucyrus, OH, 44820
  • As a local, community bank, we are driven by a strong focus on meeting the financial needs of businesses and individuals in a way only a community bank can deliver. And we are proud to serve Morrow, Knox, Richland, Franklin, and Holmes Counties with full service branches in Bucyrus, Cardington, Dublin, Fredericktown, Worthington,
  • Lighthouse Commercial Mortgage
  • 119 S. Sandusky Ave, Bucyrus, OH, 44820
  • Since our founding in 1888, employees have been the main reason for First Federal Community Bank’s success. We are an Equal Opportunity Employer and we offer competitive salaries, excellent benefits and the opportunity for career advancement. If you are customer-oriented, enjoy working with people, take pride in your work
  • Peoples Savings and Loan Company
  • 300 South Walnut Street, Bucyrus, OH, 44820
  • Our goal is to become your family financial center. We are locally owned and operated. Our staff is here to serve you. Unlike big corporations, we make decisions on an individual basis, not by some arbitrary number. Stop in sometime, we would be glad to let you know what we offer. We want to earn your business.