USDA Vs. FHA Pro and Con comparison in Dupo, St. Clair County, IL
In 2025, the USDA loan limit for Dupo, located in the county of St. Clair, IL, is set at $336,500, while the FHA limit is $472,030 for a detached house.
Utilize the Lendersa® USDA loan calculator to contrast the prime USDA and FHA rates of today, and assess the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to aid in choosing the best program in for your financial needs.
2025 Lending Caps and Down Payment Requirements in Dupo, St. Clair County, IL
Loan Category
Limit
Initial Deposit
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Dupo, IL
Lendersa® aims to connect you with the finest USDA or FHA loan rapidly and effortlessly. Choose from three beginning options to identify compatible lenders with USDA programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is designated for rural areas. FHA loans require at least a 3.5% down payment, whereas USDA loans require none.
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Burke Mortgage Lending LLC by the Connecticut Department of Banking company and owned and operated by John Burke, a Licensed Mortgage Broker and Licensed Loan Officer in Manchester, Connecticut. John Burke will be your dedicated home loan expert and will work alongside you throughout the entire mortgage loan process
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In 1938 teacher’s starting annual salaries were $1,100, the depression was ending and the war in Europe was beginning. On April 19, 1938 a group of determined Manchester area teachers organized the Manchester Teachers Federal Credit Union, known today as the Northeast Family Federal Credit Union.
Tobacco Valley Teachers Federal Credit Union is a member-owned financial institution committed to providing products and services to meet each member's financial needs. We pledge to deliver personalized, competitive and high-quality service. Tobacco Valley Teachers Federal Credit Union represents a pool of money saved by the members.
The Enfield Community Federal Credit Union was originally chartered on October 19, 1936, as the Bigelow-Sanford Employee’s Credit Union. The original field of membership consisted of the carpet mill’s employees. There were seven different department credit unions within the company. However in 1946, the seven credit unions were merged into one.
